9684 Ethan Ridge Dr, Frederick, MD 21704 Property Records

Frederick County property record for 9684 Ethan Ridge Dr, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3.5 ba · 3,004 sqft · built 2010
Lot Size	0.054 acres (2,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,688 (May 2010)
Tax Bill	$6,413 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-250584`

Property Details

APN / Parcel Number

Primary APN	`07-250584`
Alternative APN	`250584`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,004 sqft Living Area
1st Floor Area	1,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,340 sqft (0.054 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	250584
Street Address	9684 ETHAN RIDGE DR
City	FREDERICK
State	MD
Zip	21704-7389
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 18076 2,340 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-18
Legal Lot Number	18076
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1013
Census Tract	752205

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9684 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL EMPS CU/BALTIMORE
Aug 14, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE
Feb 2, 2017	Deed of Trust, Mortgage · Line of Credit MUNICIPAL EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2010 · Amount on Record
Deed Sale	May 17, 2010 · Amount on Record
Deed Document Number	20102224
Deed Book / Page	7828 / 36
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9684 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Document Number	0138040271
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9684 ETHAN RIDGE DR FREDERICK MD 217047389, FREDERICK, MD 21704-7389

Mortgage

Document Number	0138040271
Date	Jun 11, 2020
Book Page	013804/000271

Lender

Name	MUNICIPAL EMPS CU/BALTIMORE
Type	Credit Union
Address	BALTIMORE, MD 21202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 14, 2017
Property Address	9684 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Document Number	0119760151
Book / Page	011976 / 000151
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4062 FINSBURY LN FREDERICK MD 217047402, FREDERICK, MD 21704-7402
Investor	Possibly a Property Investor

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9684 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Document Number	0116690286
Book / Page	011669 / 000286
Instrument Date	Feb 2, 2017
Transaction Type	Mortgage
Record Updated	Mar 23, 2017
Title Company	MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9684 ETHAN RIDGE DR FREDERICK MD 217047389, FREDERICK, MD 21704-7389

Mortgage

Document Number	0116690286
Date	Feb 14, 2017
Book Page	011669/000286

Lender

Name	MUNICIPAL EMPS CU
Type	Credit Union
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,967 (+27.43%)	$584,200 (+27.69%) Land $170,000 Building $414,200
2025	$6,413.00 (+11.03%)
2023	$5,776.00 Homeowner's exemption	$425,300	$457,500 Land $135,000 Building $322,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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