Cass County property record for 962 Ruth Ln, Niles, MI 49120 · Last verified August 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Primary APN | 14-020-410-014-00 |
|---|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|
| Street Address | 962 RUTH LN |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-3949 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | . 1086C SEC 31 T7S R16W LOT 14 WAYNE SUBDIVISION. PROPERTY COMBINATION: 03.03.2022 PARENTS: 14-020-410-014-00 AND |
| Legal Range | 16W |
| Legal Township | 07S |
| Legal Section | 31 |
| Legal Subdivision | WAYNE SUB |
| Legal Lot Number | 14 |
| Jurisdiction | CASS MI |
| Minor Civil Division | HOWARD |
| Census Blockgroup | 3 |
| Census Block | 3037 |
| Census Tract | 1500 |
Source: Cass County records · APN 14-020-410-014-00
Assessment roll updated March 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 962 RUTH LN, NILES, MI 49120-3949 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 29, 2020 | Deed of Trust, Mortgage · Line of Credit TEACHERS CU |
| Sep 15, 2017 | Trustee's Deed, Foreclosure · Conventional Mortgage TEACHERS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 15, 2017 |
| Transfer Doc | 01128/1936 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 962 RUTH LN, NILES, MI 49120-3949 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001181/470 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 1181/470 |
| Name | TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | SOUTH BEND, IN 46601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Sep 24, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Sep 15, 2017 |
| Property Address | 962 RUTH LN, NILES, MI 49120-3949 |
| Document Number | 01128/1936 |
| Book / Page | 1128 / 1936 |
| Map Reference | LB1-G PG312 |
| Instrument Date | Aug 29, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,161.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1966 HARRATT RD, NILES, MI 49120 |
| Name | Verified Name |
|---|---|
| Address | 962 RUTH LN, NILES, MI 49120-3949 |
| Document Number | 0011281938 |
|---|---|
| Date | Sep 15, 2017 |
| Instrument | 1128/1938 |
| Name | TEACHERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
Source: Cass County records · Assessment roll updated March 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Howard Township |
| Unified School District | Niles Community School District (PK - 12) |
962 Ruth Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Cass County (26027C), updated September 5, 2007
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 12th in Michigan |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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