Montezuma County property record for 965 Livesay Dr, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,450 sqft · built 1981 |
| Lot Size | 0.216 acres (9,409 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Sep 2021) |
| Tax Bill | $1,258 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R008271 |
| Primary APN | R008271 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| Basement Area | 338 sqft |
| Finished Basement | 338 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Split Level |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,409 sqft (0.216 acres) |
| Garage Area | 280 sqft |
| Heating System | Central |
|---|
| Account Number | R008271 |
|---|---|
| Street Address | 965 LIVESAY DR |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: PARADISE VILLAGE LOT: 21-22 BLOCK: 5 ALL L 22 & TR IN W1/2 L 21; B601 P577 B691 P640 P/10-41 |
| Legal Subdivision | PARADISE VILLAGE |
| Legal Block | 5 |
| Legal Lot Number | 21-22 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 969302 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 965 LIVESAY DR, CORTEZ, CO 81321-2584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD |
| Jul 29, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2021 · Amount on Record |
| Deed Sale | Sep 24, 2021 · Amount on Record |
| Prior Sale | Jul 29, 2019 · Amount on Record |
| Deed Document Number | 2021640171 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Sep 24, 2021 |
| Property Address | 965 LIVESAY DR, CORTEZ, CO 81321-2584 |
| Document Number | 0000640171 |
| Map Reference | MB 10 PG 41 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 640171 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 965 LIVESAY DR, CORTEZ, CO 81321-2584 |
| Document Number | 0000640172 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 640172 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jul 29, 2019 |
| Property Address | 965 LIVESAY DR, CORTEZ, CO 81321-2584 |
| Document Number | 0000624314 |
| Map Reference | MB 10 PG 41 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 624314 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 965 LIVESAY DR, CORTEZ, CO 81321-2584 |
| Document Number | 0000624315 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 624315 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,258.00 (+33.83%) | $24,939 (+36.29%) Land $1,948 Building $22,991 | $313,299 (+36.29%) Land $24,469 Building $288,830 |
| 2024 | $940.00 (+9.94%) | $18,299 (-19.3%) Land $2,648 Building $15,651 | $229,877 (-19.31%) Land $33,262 Building $196,615 |
| 2023 | $855.00 (+32.56%) | $22,676 (+69.86%) Land $3,281 Building $19,395 | $284,877 (+69.85%) Land $41,220 Building $243,657 |
| 2022 | $645.00 | $13,350 Land $1,498 Building $11,852 | $167,719 Land $18,822 Building $148,897 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CYAN Wireless, Farmers Telecommunications, Visionary Broadband.
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