Montezuma County property record for 945 Livesay Dr, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,060 sqft · built 1959 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Mar 2025) |
| Tax Bill | $901 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R008263 |
| Primary APN | R008263 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,060 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,146 sqft (0.187 acres) |
| Garage Area | 240 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R008263 |
|---|---|
| Street Address | 945 LIVESAY DR |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: PARADISE VILLAGE LOT: 19 BLOCK: 5 B477 P815 B501 P920 |
| Legal Subdivision | PARADISE VILLAGE |
| Legal Block | 5 |
| Legal Lot Number | 19 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 969302 |
Source: Montezuma County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 945 LIVESAY DR, CORTEZ, CO 81321-2584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Dec 15, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2025 · Amount on Record |
| Deed Sale | Mar 17, 2025 · Amount on Record |
| Prior Sale | Dec 15, 2020 · Amount on Record |
| Deed Document Number | 2025660413 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Apr 21, 2026 |
| Property Address | 945 LIVESAY DR, CORTEZ, CO 81321-2584 |
| Document Number | 0000666720 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 2026666720 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 945 LIVESAY DR, CORTEZ, CO 81321-2584 |
| Document Number | 0000666720, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 2026666720 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Dec 15, 2020 |
| Property Address | 945 LIVESAY DR, CORTEZ, CO 81321-2584 |
| Document Number | 0000633751 |
| Map Reference | MB 8 PG 30 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 633751 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5638 MOUNT PLEASANT RD, BERNVILLE, PA 19506-8210 |
| Document Number | 0000633752 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 633752 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $901.00 (+50.17%) | $17,853 (+52.86%) Land $1,682 Building $16,171 | $224,272 (+52.85%) Land $21,125 Building $203,147 |
| 2024 | $600.00 (+9.89%) | $11,679 (-27.27%) Land $2,060 Building $9,619 | $146,727 (-27.26%) Land $25,885 Building $120,842 |
| 2023 | $546.00 (+5.81%) | $16,058 (+50.37%) Land $2,833 Building $13,225 | $201,727 (+50.37%) Land $35,588 Building $166,139 |
| 2022 | $516.00 | $10,679 Land $1,294 Building $9,385 | $134,153 Land $16,250 Building $117,903 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CYAN Wireless, Farmers Telecommunications, Visionary Broadband.
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