Montezuma County property record for 950 Livesay Dr, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,430 sqft · built 1959 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $288,700 (Nov 2024) |
| Tax Bill | $1,070 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jan 2012 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R008242 |
| Primary APN | R008242 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,430 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R008242 |
|---|---|
| Street Address | 950 LIVESAY DR |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: PARADISE VILLAGE LOT: 14 BLOCK: 3 B 424 P 95 B 495 P 381 |
| Legal Range | 16W |
| Legal Township | 36N |
| Legal Section | 23 |
| Legal Subdivision | PARADISE VILLAGE |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 969302 |
Source: Montezuma County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 950 LIVESAY DR, CORTEZ, CO 81321-2546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO |
| Jan 19, 2012 | Deed of Trust, Mortgage REGION 9 ECONOMIC DEVELOPMENT DISTRICT S |
| Feb 17, 2010 | Deed of Trust, Mortgage REGION 9 ECONOMIC DEVELOPMENT DISTRICT O |
| Nov 12, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 12, 2008 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Jun 16, 2006 | Warranty Deed, Transfer · Stand-Alone Second Mortgage EQUIFIRST CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2024 · Amount on Record |
| Deed Sale | Nov 12, 2024 · Amount on Record |
| Prior Sale | Dec 12, 2008 · Amount on Record |
| Deed Document Number | 2024658675 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 950 LIVESAY DR, CORTEZ, CO 81321-2546 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000648847 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 648847 |
| Name | CREDIT UNION OF COLORADO |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 950 LIVESAY DR, CORTEZ, CO 81321-2546 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000580627 |
|---|---|
| Date | Jan 19, 2012 |
| Instrument | 580627 |
| Name | REGION 9 ECONOMIC DEVELOPMENT DISTRICT S |
|---|---|
| Type | Government Agency |
| Address | DURANGO, CO 81303 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 950 LIVESAY DR, CORTEZ, CO 81321-2546 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000569262 |
|---|---|
| Date | Feb 17, 2010 |
| Instrument | 569262 |
| Name | REGION 9 ECONOMIC DEVELOPMENT DISTRICT O |
|---|---|
| Type | Non-Lending Institution |
| Address | DURANGO, CO 81303 |
| Amount | Amount Recorded |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Nov 12, 2024 |
| Property Address | 950 LIVESAY DR, CORTEZ, CO 81321-2546 |
| Document Number | 0000658675 |
| Map Reference | MB 8 PG 30 |
| Instrument Date | Nov 12, 2024 |
| Instrument | 658675 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2024 |
| Title Company | COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28.87 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 950 LIVESAY DR, CORTEZ, CO 81321-2546 |
| Document Number | 0000658676 |
|---|---|
| Date | Nov 12, 2024 |
| Instrument | 658676 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Number | 0000658677 |
|---|---|
| Date | Nov 12, 2024 |
| Instrument | 658677 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Dec 12, 2008 |
| Property Address | 950 LIVESAY DR, CORTEZ, CO 81321-2546 |
| Document Number | 0000560495 |
| Map Reference | MB8 PG30 |
| Instrument Date | Dec 11, 2008 |
| Instrument | 560495 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 950 LIVESAY DR, CORTEZ, CO 81321-2546 |
| Investor | Possibly a Property Investor |
| Document Number | 0000560496 |
|---|---|
| Date | Dec 12, 2008 |
| Instrument | 560496 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jun 16, 2006 |
| Property Address | 950 LIVESAY DR, CORTEZ, CO 81321-2546 |
| Document Number | 0000541137 |
| Instrument Date | Jun 9, 2006 |
| Instrument | 541137 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 918 BROOKSIDE DR, CORTEZ, CO 81321-2512 |
| Document Number | 0000541139 |
|---|---|
| Date | Jun 16, 2006 |
| Instrument | 541139 |
| Name | EQUIFIRST CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2036 |
| Document Number | 0000541138 |
|---|---|
| Date | Jun 16, 2006 |
| Instrument | 541138 |
| Name | EQUIFIRST CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHARLOTTE, NC 28273 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.55% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.55% |
| Max Rate At Change | 10.5% |
| Index | 6-Month LIBOR |
| Max Rate | 13.5% |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,070.00 (+55.98%) | $21,226 (+58.84%) Land $1,990 Building $19,236 | $266,662 (+58.84%) Land $25,000 Building $241,662 |
| 2024 | $686.00 (+9.76%) | $13,363 (-24.68%) Land $1,151 Building $12,212 | $167,879 (-24.68%) Land $14,462 Building $153,417 |
| 2023 | $625.00 (-0.95%) | $17,741 (+35.86%) Land $1,528 Building $16,213 | $222,879 (+35.86%) Land $19,200 Building $203,679 |
| 2022 | $631.00 | $13,058 Land $1,552 Building $11,506 | $164,053 Land $19,500 Building $144,553 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CYAN Wireless, Farmers Telecommunications, Visionary Broadband.
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