Montezuma County property record for 961 Livesay Dr, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,295 sqft · built 1959 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Jan 2023) |
| Tax Bill | $963 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jan 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R008259 |
| Primary APN | R008259 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,295 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,364 sqft (0.192 acres) |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R008259 |
|---|---|
| Street Address | 961 LIVESAY DR |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: PARADISE VILLAGE LOT: 15 BLOCK: 5 B305 P281 B503 P171-2 |
| Legal Subdivision | PARADISE VILLAGE |
| Legal Block | 5 |
| Legal Lot Number | 15 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 969302 |
961 Livesay Dr is owned and occupied by an individual who bought it in January 2023.
Source: Montezuma County records, as of March 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 961 LIVESAY DR, CORTEZ, CO 81321-2584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage COLORADO HOUSING & ASSISTANCE CORPORATIO |
| Jan 13, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HOMESFUND |
| Jan 13, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD |
| Nov 14, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on File |
| Deed Sale | Jan 13, 2023 · Amount on File |
| Deed Document Number | 2023649188 |
| Prior Transfer Date | Nov 14, 2019 |
| Prior Transfer Doc | 0000626292 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 961 LIVESAY DR, CORTEZ, CO 81321-2584 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Address | 961 LIVESAY DR, CORTEZ, CO 81321-2584 |
| Document Number | 0000649192 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 649192 |
| Name | COLORADO HOUSING & ASSISTANCE CORPORATIO |
|---|---|
| Type | Non-Lending Institution |
| Address | DENVER, CO 80204 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 961 LIVESAY DR, CORTEZ, CO 81321-2584 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Address | 961 LIVESAY DR, CORTEZ, CO 81321-2584 |
| Document Number | 0000649191 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 649191 |
| Name | HOMESFUND |
|---|---|
| Type | Mortgage Company |
| Address | DURANGO, CO 81302 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 5, 2053 |
| Rate | 3.87% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jan 13, 2023 |
| Property Address | 961 LIVESAY DR, CORTEZ, CO 81321-2584 |
| Document Number | 0000649188 |
| Map Reference | MB 8 PG 30 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 649188 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | COLORADO TTL & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 961 LIVESAY DR, CORTEZ, CO 81321-2584 |
| Document Number | 0000649189 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 649189 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Number | 0000649190 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 649190 |
| Name | HOMESFUND |
|---|---|
| Type | Mortgage Company |
| Address | DURANGO, CO 81302 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Nov 14, 2019 |
| Property Address | 961 LIVESAY DR, CORTEZ, CO 81321-2584 |
| Document Number | 0000626292 |
| Map Reference | MB 8 PG 30 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 626292 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 961 LIVESAY DR, CORTEZ, CO 81321-2584 |
The 2025 property tax bill for 961 Livesay Dr was $963, up 41.8% from the year before.
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $963.00 (+41.83%) | $19,090 (+44.47%) Land $1,734 Building $17,356 | $239,823 (+44.46%) Land $21,785 Building $218,038 |
| 2024 | $679.00 (+9.87%) | $13,214 (-24.89%) Land $2,194 Building $11,020 | $166,012 (-24.89%) Land $27,567 Building $138,445 |
| 2023 | $618.00 (+8.8%) | $17,592 (+49.71%) Land $2,921 Building $14,671 | $221,012 (+49.71%) Land $36,700 Building $184,312 |
| 2022 | $568.00 | $11,751 Land $1,334 Building $10,417 | $147,631 Land $16,758 Building $130,873 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 961 Livesay Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 961 Livesay Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CYAN Wireless, Farmers Telecommunications, Visionary Broadband.
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