Lake County property record for 9649 Saragossa St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,288 sqft · built 2002 |
| Lot Size | 0.232 acres (10,123 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,700 (Jun 2002) |
| Tax Bill | $2,352 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-23-26-1215-000-12900 |
| Primary APN | 16-23-26-1215-000-12900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,288 sqft Living Area |
| 1st Floor Area | 2,288 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,123 sqft (0.232 acres) |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 263 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3806538 |
|---|---|
| Street Address | 9649 SARAGOSSA ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOUISA POINTE PHASE IV SUB LOT 129 PB 46 PGS 1-2 ORB 2123 PG 2162 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 16 |
| Legal Subdivision | LOUISA POINTE PHASE IV SUB |
| Legal Phase | 4 |
| Legal Tract | 1215 |
| Legal Lot Number | 129 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 31316 |
9649 Saragossa St is owned and occupied by two individuals who bought it in June 2002.
Source: Lake County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9649 SARAGOSSA ST, CLERMONT, FL 34711-5361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Aug 30, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Apr 5, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2002 · Amount on File |
| Deed Sale | Jun 4, 2002 · Amount on File |
| Deed Document Number | 0212302162 |
| Deed Book / Page | 02123 / 02162 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 9649 SARAGOSSA ST, CLERMONT, FL 34711-5361 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0056052209 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 5605/2209 |
| Instrument | 2020144069 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 9649 SARAGOSSA ST, CLERMONT, FL 34711-5361 |
| Document Number | 0053370807 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9649 SARAGOSSA ST CLERMONT FL 347115361, CLERMONT, FL 34711-5361 |
| Document Number | 0053370807 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 005337/000807 |
| Instrument | 100297 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48266-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 5, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 9649 SARAGOSSA ST, CLERMONT, FL 34711-5361 |
| Document Number | 0049280767 |
| Book / Page | 004928 / 000767 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9649 SARAGOSSA ST CLERMONT FL 347115361, CLERMONT, FL 34711-5361 |
| Document Number | 0049280767 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 004928/000767 |
| Instrument | 39155 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2047 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $164,010 Land $100,000 Building $64,010 | $373,071 Land $100,000 Building $273,071 | |
| 2024 | $2,352.00 (+11.15%) | ||
| 2023 | $2,116.00 (+10.79%) Homeowner's exemption | $154,750 (+3%) | $363,125 (+18.62%) Land $100,000 Building $263,125 |
| 2022 | $1,910.00 Homeowner's exemption | $150,250 | $306,125 Land $43,000 Building $263,125 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9649 Saragossa St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9649 Saragossa St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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