9641 Saragossa St, Clermont, FL 34711 Property Records

Lake County property record for 9641 Saragossa St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 2002
Lot Size	0.232 acres (10,123 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2026)
Tax Bill	$1,966 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-23-26-1215-000-13100`

Property Details

APN / Parcel Number

Primary APN	`16-23-26-1215-000-13100`
Alternative APNs	`262316121500013100` `3806540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	2,026 sqft
1st Floor Area	1,482 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,123 sqft (0.232 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3806540
Street Address	9641 SARAGOSSA ST
City	CLERMONT
State	FL
Zip	34711-5361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOUISA POINTE PHASE IV SUB LOT 131 PB 46 PGS 1-2 ORB 2573 PG 1237
Legal Range	26E
Legal Township	23S
Legal Section	16
Legal Subdivision	LOUISA POINTE PHASE IV SUB
Legal Tract	1215
Legal Lot Number	131
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3017
Census Tract	31316

Owner

Source: Lake County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9641 SARAGOSSA ST, CLERMONT, FL 34711-5361
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2026 · Amount on Record
Deed Sale	Aug 11, 2026 · Amount on Record
Prior Sale	May 19, 2004 · Amount on Record
Deed Document Number	202699040
Deed Book / Page	6793 / 2281
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 11, 2026
Property Address	9641 SARAGOSSA ST, CLERMONT, FL 34711-5361
Document Number	0000099040
Book / Page	6793 / 2281
Instrument Date	Aug 10, 2026
Instrument	202699040
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	CLOSING TITLE, CLOSING CITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9641 SARAGOSSA ST, CLERMONT, FL 34711-5361

Mortgage

Document Number	0000099041,
Date	Aug 11, 2026
Instrument	202699041

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,070 (+2.9%)	$294,631 (-) Land $100,000 Building $194,631
2025	$1,966.00 (+2.99%) Homeowner's exemption	$129,320 (+5.98%) Land $100,000 Building $29,320	$294,631 (+2.4%) Land $100,000 Building $194,631
2024	$1,909.00 (+13.56%)
2023	$1,681.00 (+13.12%) Homeowner's exemption	$122,020 (+3%)	$287,731 (+24.7%) Land $100,000 Building $187,731
2022	$1,486.00 Homeowner's exemption	$118,470	$230,731 Land $43,000 Building $187,731

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20