Lake County property record for 9654 Saragossa St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,955 sqft · built 2002 |
| Lot Size | 0.232 acres (10,122 sqft) |
| Owner | Individual Name on File |
| Last Sale | $263,000 (Jun 2020) |
| Tax Bill | $4,092 (2024) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Apr 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-23-26-1215-000-14600 |
| Primary APN | 16-23-26-1215-000-14600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,955 sqft Living Area |
| 1st Floor Area | 1,955 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,122 sqft (0.232 acres) |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3806556 |
|---|---|
| Street Address | 9654 SARAGOSSA ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOUISA POINTE PHASE IV SUB LOT 146 PB 46 PGS 1-2 ORB 5479 PG 1170 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 16 |
| Legal Subdivision | LOUISA POINTE PHASE IV SUB |
| Legal Phase | 4 |
| Legal Tract | 1215 |
| Legal Lot Number | 146 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 31316 |
9654 Saragossa St is owned and occupied by an individual who bought it in June 2020.
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 9654 SARAGOSSA ST, CLERMONT, FL 34711-5360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2020 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Apr 10, 2018 | Loan Modification, Mortgage · Conventional Mortgage WFB NA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2020 · Amount on File |
| Deed Sale | Jun 2, 2020 · Amount on File |
| Prior Sale | May 25, 2012 · Amount on File |
| Deed Document Number | 2020059205 |
| Deed Book / Page | 5479 / 1170 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 2, 2020 |
| Property Address | 9654 SARAGOSSA ST, CLERMONT, FL 34711-5360 |
| Document Number | 0054791170 |
| Book / Page | 5479 / 1170 |
| Map Reference | M B 46 PG 1&2 |
| Instrument Date | May 29, 2020 |
| Instrument | 2020059205 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,841.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14401 CHIKASAW CT, 14401, CLERMONT, FL 34711-5317 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9654 SARAGOSSA ST, CLERMONT, FL 34711-5360 |
| Document Number | 0054791172 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 5479/1172 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 9654 SARAGOSSA ST, CLERMONT, FL 34711-5360 |
| Document Number | 0051050096 |
| Instrument Date | Apr 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 9654 SARAGOSSA ST CLERMONT FL 347115360, CLERMONT, FL 34711-5360 |
| Document Number | 0051050096 |
|---|---|
| Date | May 4, 2018 |
| Book Page | 005105/000096 |
| Instrument | 51871 |
| Name | WFB NA |
|---|---|
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 3, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $299,980 Land $100,000 Building $199,980 | $339,481 Land $100,000 Building $239,481 | |
| 2024 | $4,092.00 (+7.15%) | ||
| 2023 | $3,819.00 (+6.86%) Homeowner's exemption | $283,040 (+3%) | $331,796 (+20.74%) Land $100,000 Building $231,796 |
| 2022 | $3,574.00 Homeowner's exemption | $274,796 | $274,796 Land $43,000 Building $231,796 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9654 Saragossa St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9654 Saragossa St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures