9642 Saragossa St, Clermont, FL 34711 Property Records

Lake County property record for 9642 Saragossa St, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,097 sqft · built 2003
Lot Size0.232 acres (10,118 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Jun 2019)
Tax Bill$5,369 (2024)
Deeds & MortgagesApr 2018 Line of Credit
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-23-26-1215-000-14300

Property Details

APN / Parcel Number

Primary APN16-23-26-1215-000-14300
Alternative APN
  • 3806553

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,097 sqft Living Area
1st Floor Area2,097 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area10,118 sqft (0.232 acres)
Garage TypeFinished
Garage Area580 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area276 sqft
PorchOpen Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3806553
Street Address9642 SARAGOSSA ST
CityCLERMONT
StateFL
Zip34711-5360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOUISA POINTE PHASE IV SUB LOT 143 PB 46 PGS 1-2 ORB 5296 PG 1965
Legal Range26E
Legal Township23S
Legal Section16
Legal SubdivisionLOUISA POINTE PHASE IV SUB
Legal Phase4
Legal Tract1215
Legal Lot Number143
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group3
Census Block3016
Census Tract31316

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9642 SARAGOSSA ST, CLERMONT, FL 34711-5360
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2018Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Jun 19, 2019Warranty Deed, Transfer · FHA Mortgage
AMERICAN BANCSHARES MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2019 · Amount on Record
Deed SaleJun 19, 2019 · Amount on Record
Prior SaleApr 12, 2013 · Amount on Record
Deed Document Number2019068392
Deed Book / Page5296 / 1965
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address9642 SARAGOSSA ST, CLERMONT, FL 34711-5360
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050920382
DateApr 9, 2018
Book Page5092/0382
Instrument2018040511
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueMar 26, 2028

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJun 19, 2019
Property Address9642 SARAGOSSA ST, CLERMONT, FL 34711-5360
Document Number0052961965
Book / Page5296 / 1965
Map ReferenceMB 46 PG 1&2
Instrument DateApr 19, 2019
Instrument2019068392
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyASSOCIATED ATTORNEY TTL & CL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 PENN CTR W # W2ND, 6, PITTSBURGH, PA 15276-0108

Transferred To (Grantee/Buyer)

NameVerified Name
Address9642 SARNGOSSA STREET, CLERMONT, FL 34711-5360

Mortgage

Document Number0052961967
DateJun 19, 2019
Instrument5296/1967
Lender
NameAMERICAN BANCSHARES MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$367,083 (+2.21%) Land $100,000 Building $267,083$367,083 (+2.21%) Land $100,000 Building $267,083
2024$5,369.00 (+8.31%)
2023$4,957.00 (+15.98%)$359,141 (+18.9%)$359,141 (+18.9%) Land $100,000 Building $259,141
2022$4,274.00$302,044$302,044 Land $43,000 Building $259,044

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims5 (2017–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE UTILITY SERVICES INC NORTH (8 WPS)
public/private · serves 24,798 people · EPA ID FL3354883
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Haloacetic acids
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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