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9643 Bone Bluff Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9643 Bone Bluff Dr, Navarre, FL 32566 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2013
Square Footage2,216 sqft Living Area
Lot Size55,321 sqft (1.27 acres)
OccupancyOwner Occupied
Last Sale$673,000 (2026)
Tax Bill$5,062.00 (2025)

Property Details

APN / Parcel Number

Primary APN11-2S-26-5689-00500-0170
Alternative APN
  • S262115689005000170

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,216 sqft Living Area
Gross Area4,204 sqft Gross Area
1st Floor2,216 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2013
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area55,321 sqft (1.27 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area625 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area1 sqft Shed
Patio Area275 sqft Patio
Porch Area372 sqft Porch
Gazebo1 sqft Gazebo

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address9643 BONE BLUFF DR
CityNAVARRE
StateFL
Zip32566-2551
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHISPERING PINES ESTATES LOT 17 BLK 5 AS DES IN OR 4201 PG 1257 & AS DES IN OR 4423 PG 1554
Legal Range26W
Legal Township2S
Legal Section11
Legal SubdivisionWHISPERING PINES/REV
Legal Block5
Legal Lot Number17
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup2
Census Block2003
Census Tract10828

Owner

Source: Santa Rosa County records · APN 11-2S-26-5689-00500-0170

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4007A ANDREWS LN, JOINT BASE MDL, NJ 08641-1116
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE MORTGAGE
Aug 10, 2023Intrafamily Transfer, Transfer
Nov 01, 2021Warranty Deed, Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2026 · Amount on Record
Deed SaleJun 26, 2026 · Amount on Record
Prior SaleNov 01, 2021 · Amount on Record
Deed Doc Number202632521
Deed Book / Page4760 / 1948
Prior Transfer DateAug 10, 2023
Prior Transfer Doc0044231554
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 26, 2026
Property Address9643 BONE BLUFF DR, NAVARRE, FL 32566-2551
Document Number0000032521
Book / Page4760 / 1948
Instrument DateJun 18, 2026
Instrument202632521
Transaction TypeTransfer
Record UpdatedAug 04, 2026
Title CompanyPURE TITLE LLC, PURE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$475,811.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032522,
DateJun 26, 2026
Book Page4760/1952
Instrument202632522
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.36%
Max Rate-1%

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateAug 10, 2023
Property Address9643 BONE BLUFF DR, NAVARRE, FL 32566-2551
Document Number0044231554
Book / Page4423 / 1554
Map ReferenceMB D PG 17
Instrument DateAug 10, 2023
Instrument202336367
Transaction TypeTransfer
Record UpdatedSep 12, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8182 COUNTRY BAY BLVD, NAVARRE, FL 32566-7977

Transferred To (Grantee/Buyer)

NameVerified Name
Address9643 BONE BLUFF DR, NAVARRE, FL 32566-2551

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 01, 2021
Property Address9643 BONE BLUFF DR, NAVARRE, FL 32566-2551
Document Number0042011257
Book / Page4201 / 1257
Map ReferenceMB D PG 17
Instrument DateOct 28, 2021
Instrument202173143
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address200 N PALO ALTO AVE, PANAMA CITY, FL 32401-3866

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 TROYA CT, TIJERAS, NM 87059-7981

Mortgage

Document Number0042011259
DateNov 01, 2021
Instrument4201/1259
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,062.00 (+3.43%) Homeowner's exemption$458,678 (+2.9%)$498,427 (+2.14%) Land $100,000 Building $398,427
2024$4,894.00 (+1.92%) Homeowner's exemption$445,751 (+3%)$487,998 (+6.26%) Land $100,000 Building $387,998
2023$4,802.00 (+12.3%) Homeowner's exemption$432,768 (+11.71%)$459,231 (+18.54%) Land $80,000 Building $379,231
2022$4,276.00 Homeowner's exemption$387,401$387,401 Land $50,000 Building $337,401

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire LikelihoodAbout 1 in 347 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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