9630 Bone Bluff Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9630 Bone Bluff Dr, Navarre, FL 32566 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,062 sqft · built 2008
Lot Size	1.78 acres (77,885 sqft)
Owner	2 Individual Names on File
Last Sale	$40,500 (Nov 2002)
Tax Bill	$3,373 (2024)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`11-2S-26-5689-00700-0070`

Property Details

APN / Parcel Number

Primary APN	`11-2S-26-5689-00700-0070`
Alternative APN	`S262115689007000070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,062 sqft Living Area
Gross Area	4,023 sqft Gross Area
1st Floor Area	3,062 sqft 1st Floor
Stories	1 Story
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	77,885 sqft (1.78 acres)
Lot Dimensions	779 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	628 sqft Garage
Porch	Finished/Open Porch
Porch Area	333 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9630 BONE BLUFF DR
City	NAVARRE
State	FL
Zip	32566-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING PINES ESTATES LT 7 BLK 7 AS DES IN OR 2071 PG 694 & IN OR 2420 PG 444 & IN OR 4197 PG 1545 LESS ALL MINERAL RIGHTS
Legal Range	26W
Legal Township	2S
Legal Section	11
Legal Subdivision	WHISPERING PINES/REV
Legal Block	7
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2001
Census Tract	10828

Owner

Source: Santa Rosa County records · APN 11-2S-26-5689-00700-0070

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9630 BONE BLUFF DR, NAVARRE, FL 32566-2550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2002 · Amount on Record
Deed Sale	Nov 12, 2002 · Amount on Record
Prior Sale	Apr 01, 1996 · Amount on Record
Deed Book / Page	2071 / 694
Last Transfer Date	Oct 15, 2021
Transfer Doc	0041971545
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 25, 2021
Property Address	9630 BONE BLUFF DR, NAVARRE, FL 32566-2550
Document Number	0041971545
Book / Page	4197 / 1545
Map Reference	MB D PG 17B
Instrument Date	Oct 15, 2021
Instrument	202171068
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9630 BONE BLUFF DR, NAVARRE, FL 32566-2550

Mortgage

Document Number	41971548
Date	Oct 25, 2021
Instrument	4197/1548

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2041

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$320,520 (+2.9%)	$504,569 (+7.4%) Land $115,000 Building $389,569
2024	$3,373.00 (+2.21%) Homeowner's exemption	$311,487 (+3%)	$469,800 (+0.68%) Land $90,000 Building $379,800
2023	$3,300.00 (+2.64%) Homeowner's exemption	$302,415 (+3%)	$466,611 (+3.28%) Land $90,000 Building $376,611
2022	$3,215.00 Homeowner's exemption	$293,607	$451,794 Land $90,000 Building $361,794

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	About 1 in 259 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.