9618 Bone Bluff Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9618 Bone Bluff Dr, Navarre, FL 32566 · Last verified November 2025

Property Highlights

Property TypeVacant Land > Uncategorized
Lot Size86,989 sqft (1.99 acres)
Last Sale$79,900 (2022)
Tax Bill$956.00 (2024)

Property Details

APN / Parcel Number

Primary APN11-2S-26-5689-00700-0090

Exterior

Lot Area86,989 sqft (1.99 acres)
Depth X Width8,530 ft x 1,020 ft Depth x Width

Location & Zoning

Account Number112S265689007000090
Street Address9618 BONE BLUFF DR
CityNAVARRE
StateFL
Zip32566-2550
Property UsageVacant Land Property Usage
TypeVacant Land > Uncategorized
Legal DescriptionWHISPERING PINES ESTATES LOT 9 BLK 7 AS DES IN OR 4277 PG 1643
Legal Range26W
Legal Township02S
Legal Section11
Legal SubdivisionWHISPERING PINES ESTATES
Legal Block7
Legal Lot Number9
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup2
Census Block2001
Census Tract10828

Owner

Source: Santa Rosa County records · APN 11-2S-26-5689-00700-0090

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address129 SOTIR ST NW, FORT WALTON BEACH, FL 32548-4354
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 03, 2025Deed of Trust, Mortgage · Building or Construction Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 29, 2022Warranty Deed, Transfer
CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2022 · Amount on Record
Deed SaleApr 29, 2022 · Amount on Record
Prior SaleAug 08, 2006 · Amount on Record
Deed Doc Number202226060
Deed Book / Page4277 / 1643
Record RefreshedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9618 BONE BLUFF DR, NAVARRE, FL 32566-2550
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 SOTIR ST NW, FORT WALTON BEACH, FL 32548-4354

Mortgage

Document Number0046540170
DateSep 03, 2025
Book Page4654/170
Instrument202540754
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 29, 2022
Property Address9618 BONE BLUFF DR, NAVARRE, FL 32566-2550
Document Number0042771643
Book / Page4277 / 1643
Map ReferenceMB D PG 17
Instrument DateApr 29, 2022
Instrument202226060
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyCLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

AmountAmount Recorded
Tax$559.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2519 W HIGHWAY 98, MARY ESTHER, FL 32569-2352

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 SOTIR ST NW, FORT WALTON BEACH, FL 32548-4354

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$956.00 (-1.34%)$81,000 (-) Land $81,000$81,000 (-) Land $81,000
2023$969.00 (+7.55%)$81,000 (-1%) Land $81,000$81,000 (-1%) Land $81,000
2022$901.00$90,000$90,000 Land $90,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire LikelihoodAbout 1 in 347 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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