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9654 Bone Bluff Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9654 Bone Bluff Dr, Navarre, FL 32566 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2014
Square Footage1,981 sqft Living Area
Lot Size121,358 sqft (2.78 acres)
GarageAttached, 790 sqft
Last Sale$305,500 (2023)
Tax Bill$4,354.00 (2024)

Property Details

APN / Parcel Number

Primary APN11-2S-26-5689-00700-0030
Alternative APN
  • S262115689007000030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,981 sqft Living Area
Gross Area3,339 sqft Gross Area
1st Floor1,981 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2014
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area121,358 sqft (2.78 acres)
Depth X Width1,214 ft x 100 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area790 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area1 sqft Shed
Patio Area366 sqft Patio
PorchOpen Porch
Porch Area408 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address9654 BONE BLUFF DR
CityNAVARRE
StateFL
Zip32566-2550
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHISPERING PINES ESTATES LOT 3 BLK 7 AS DES IN OR 4404 PG 234 & AS DES IN OR 4458 PG 1834
Legal Range26W
Legal Township2S
Legal Section11
Legal SubdivisionWHISPERING PINES/REV
Legal Block7
Legal Lot Number3
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup2
Census Block2001
Census Tract10828

Owner

Source: Santa Rosa County records · APN 11-2S-26-5689-00700-0030

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing AddressPO BOX 171, ROANOKE, TX 76262-0171
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
PREMIER MORTGAGE RESOURCES LLC
Jun 12, 2023Special Warranty Deed, Construction Loan · Building or Construction Mortgage
PARK PLACE FINANCE LLC
Jan 10, 2020One of Committee, Strict Foreclosure, Sheriff, or Redemption Deeds, Foreclosure
NOT AVAILABLE
Nov 12, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 12, 2023 · Amount on Record
Deed SaleJun 12, 2023 · Amount on Record
Prior SaleJan 10, 2020 · Amount on Record
Deed Doc Number202325817
Deed Book / Page4404 / 234
Last Transfer DateDec 07, 2023
Transfer Doc0044581834
Record RefreshedJun 08, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateDec 15, 2023
Property Address9654 BONE BLUFF DR, NAVARRE, FL 32566-2550
Document Number0044581834
Book / Page4458 / 1834
Map ReferenceMB D PG 17&17-A-17-C
Instrument DateDec 07, 2023
Instrument202355556
Transaction TypeTransfer
Record UpdatedFeb 21, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 171, TROPHY CLUB, TX 76262-0171

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
AddressPO BOX 171, ROANOKE, TX 76262-0171

Mortgage

Document Number0044581836
DateDec 15, 2023
Instrument4458/1836
Lender
NamePREMIER MORTGAGE RESOURCES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

June 2023: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 12, 2023
Property Address9654 BONE BLUFF DR, NAVARRE, FL 32566-2550
Document Number0044040234
Book / Page4404 / 234
Map ReferenceMB D PG 17&17-A-17-C
Instrument DateMay 25, 2023
Instrument202325817
Transaction TypeConstruction Loan
Record UpdatedJul 07, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,138.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
AddressPO BOX 171, ROANOKE, TX 76262-0171

Mortgage

Document Number0004404236
DateJun 12, 2023
Instrument4404/236
Lender
NamePARK PLACE FINANCE LLC
TypeMortgage Company
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 01, 2024

January 2020: One of Committee, Strict Foreclosure, Sheriff, or Redemption Deeds, Foreclosure

Document TypeOne of Committee, Strict Foreclosure, Sheriff, or Redemption Deeds
JurisdictionSANTA ROSA FL
Recording DateJan 10, 2020
Property Address9654 BONE BLUFF DR, NAVARRE, FL 32566-2550
Document Number0039080922
Book / Page003908 / 000922
Instrument DateDec 19, 2019
Instrument1619
Transaction TypeForeclosure
Record UpdatedMar 06, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,595.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 MORTGAGE WAY MOUNT LAUREL NJ 080544637, MOUNT LAUREL, NJ 08054-4637

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateNov 12, 2019
Property Address9654 BONE BLUFF DR, NAVARRE, FL 32566-2550
Document Number0038890433
Book / Page003889 / 000433
Instrument DateNov 02, 2019
Instrument50919
Transaction TypeTransfer
Record UpdatedJan 31, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9654 BONE BLUFF DR NAVARRE FL 325662550, NAVARRE, FL 32566-2550

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$397,037 (+9.2%) Land $115,000 Building $282,037$397,037 (+9.2%) Land $115,000 Building $282,037
2024$4,354.00 (+16.45%)$363,579 (+18.9%) Land $90,000 Building $273,579$363,579 (+18.9%) Land $90,000 Building $273,579
2023$3,739.00 (-9.2%)$305,782 (-9.83%) Land $90,000 Building $215,782$305,782 (-9.83%) Land $90,000 Building $215,782
2022$4,118.00$339,107$339,107 Land $90,000 Building $249,107

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire LikelihoodAbout 1 in 347 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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