9640 Elm Dr, Descanso, CA 91916 Property Records

San Diego County property record for 9640 Elm Dr, Descanso, CA 91916

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,908 sqft · built 1961
Lot Size0.74 acres (32,234 sqft)
OwnerIndividual Name on Record
Last Sale$535,000 (Jan 2006)
Tax Bill$3,274 (2025)
Flood ZoneZone X (minimal risk)
APN405-272-21-00

Property Details

APN / Parcel Number

Primary APN405-272-21-00
Alternative APN
  • 4052720300

Interior

Bedrooms1 Bed
Full Baths2 Baths
Building Area1,908 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Lot Area32,234 sqft (0.74 acres)
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number4052720300
Street Address9640 ELM DR
CityDESCANSO
StateCA
Zip91916-9794
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK F LOTS 57 THRU 62 TR 001615
Legal SubdivisionDESCANSO PARK
Legal Tract001615
Legal BlockF
Legal Lot Number57-62
JurisdictionSAN DIEGO CA
Township / Civil DivisionLAGUNA-PINE VALLEY
Census Block Group1
Census Block1072
Census Tract21202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address9640 ELM DR, DESCANSO, CA 91916-9794
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2006 · Amount on Record
Deed SaleJan 17, 2006 · Amount on Record
Prior SaleJul 25, 2001 · Amount on Record
Deed Document Number200634591
Prior Transfer DateFeb 3, 1994
Prior Transfer Doc0000192063
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictMountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$301,435 (+2%) Land $140,671 Building $160,764
2025$3,274.00 (+4.07%)$295,525 (+4.04%) Land $137,913 Building $157,612
2023$3,146.00 (-1.47%)$284,051 Land $132,558 Building $151,493
2022$3,193.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.1% of the US · above 93% of California
Wildfire Likelihood5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESCANSO COMMUNITY WATER DISTRICT
serves 870 people · EPA ID CA3710009
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityUranium
not recorded as resolved · Oct 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
DSL · Fixed Wireless in parts of the area
75 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Elm Dr

Nearby Streets

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