9530 Elm Dr, Descanso, CA 91916 Property Records

San Diego County property record for 9530 Elm Dr, Descanso, CA 91916

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,044 sqft · built 2013
Lot Size	0.405 acres (17,631 sqft)
Owner	Individual Name on Record
Last Sale	$448,000 (Feb 2023)
Tax Bill	$3,990 (2025)
Deeds & Mortgages	Feb 2023 Transfer Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`405-290-03-00`

Property Details

APN / Parcel Number

Primary APN	`405-290-03-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,044 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	17,631 sqft (0.405 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	9530 ELM DR
City	DESCANSO
State	CA
Zip	91916-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK F LOTS 87 THRU 90 TR 001615
Legal Subdivision	DESCANSO PARK
Legal Tract	001615
Legal Block	F
Legal Lot Number	87-90
Jurisdiction	SAN DIEGO CA
Township / Civil Division	LAGUNA-PINE VALLEY
Census Block Group	1
Census Block	1072
Census Tract	21202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9530 ELM DR, DESCANSO, CA 91916-9708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Affidavit of Death of Joint Tenant, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA
Feb 28, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Deed Document Number	202351422
Prior Transfer Date	Feb 21, 2023
Prior Transfer Doc	0000051421
Record Updated	Oct 29, 2026

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2023
Property Address	9530 ELM DR, DESCANSO, CA 91916-9708
Document Number	0000051421
Map Reference	MAP 1615
Instrument Date	Feb 13, 2023
Instrument	2023-0051421
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 186, DESCANSO, CA 91916-0186

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2023
Property Address	9530 ELM DR, DESCANSO, CA 91916-9708
Document Number	0000051422
Map Reference	MAP 1615
Instrument Date	Jan 25, 2023
Instrument	2023-0051422
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9530 ELM DR, DESCANSO, CA 91916-9708

Mortgage

Document Number	0000051423
Date	Feb 28, 2023
Instrument	2023-0051423

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Mountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$375,781 (+2%) Land $103,339 Building $272,442
2025	$3,990.00 (+211.72%) Homeowner's exemption	$368,413 (+228.2%) Land $101,313 Building $267,100
2023	$1,280.00 (-1.39%)	$112,252 Land $30,836 Building $81,416
2022	$1,298.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.1% of the US · above 93% of California
Wildfire Likelihood	5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Uranium not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	75 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Elm Dr

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