9622 Elm Dr, Descanso, CA 91916 Property Records

San Diego County property record for 9622 Elm Dr, Descanso, CA 91916

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,519 sqft · built 1992
Lot Size	0.227 acres (9,871 sqft)
Owner	Company Name on Record
Last Sale	$212,000 (Aug 2001)
Tax Bill	$3,390 (2025)
Deeds & Mortgages	May 2023 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`405-272-20-00`

Property Details

APN / Parcel Number

Primary APN	`405-272-20-00`
Alternative APN	`4052720600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,519 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	9,871 sqft (0.227 acres)

Location & Zoning

Old Parcel Number	4052720600
Street Address	9622 ELM DR
City	DESCANSO
State	CA
Zip	91916-9794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK F LOT 65 DOC94-479166 IN LOT 64&ALL OF TR 001615
Legal Subdivision	DESCANSO PARK
Legal Tract	001615
Legal Block	F
Legal Lot Number	65,64
Jurisdiction	SAN DIEGO CA
Township / Civil Division	LAGUNA-PINE VALLEY
Census Block Group	1
Census Block	1072
Census Tract	21202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 404, DESCANSO, CA 91916-0404
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Intrafamily Transfer, Transfer
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2001 · Amount on Record
Deed Sale	Aug 30, 2001 · Amount on Record
Prior Sale	Jul 3, 1995 · Amount on Record
Deed Document Number	2001623787
Last Transfer Date	Mar 20, 2023
Transfer Doc	0000132558
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 19, 2023
Property Address	9622 ELM DR, DESCANSO, CA 91916-9794
Document Number	0000132558
Map Reference	MAP 1615
Instrument Date	Mar 20, 2023
Instrument	2023-0132558
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 404, DESCANSO, CA 91916-0404

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9622 ELM DR, DESCANSO, CA 91916-9794
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9622 ELM DR, DESCANSO, CA 91916-9794

Mortgage

Document Number	0000707023
Date	Oct 11, 2021
Instrument	2021-0707023

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9622 ELM DR, DESCANSO, CA 91916-9794
Document Number	0000000348
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9622 ELM DR DESCANSO CA 919169794, DESCANSO, CA 91916-9794

Mortgage

Document Number	0000000348
Date	Jan 2, 2020
Instrument	348

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Mountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$319,429 (+2%) Land $123,551 Building $195,878
2025	$3,390.00 (+4.18%) Homeowner's exemption	$313,167 (+4.04%) Land $121,129 Building $192,038
2023	$3,254.00 (-1.42%) Homeowner's exemption	$301,008 Land $116,426 Building $184,582
2022	$3,301.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.1% of the US · above 93% of California
Wildfire Likelihood	5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Uranium not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	75 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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