San Diego County property record for 9552 Elm Dr, Descanso, CA 91916
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1977 |
| Lot Size | 0.162 acres (7,035 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (Jan 2021) |
| Tax Bill | $4,809 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 405-272-08-00 |
| Primary APN | 405-272-08-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 7,035 sqft (0.162 acres) |
| View / Lot | Good |
| Street Address | 9552 ELM DR |
|---|---|
| City | DESCANSO |
| State | CA |
| Zip | 91916-9708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK F LOT 67 TR 001615 |
| Legal Subdivision | DESCANSO PARK |
| Legal Tract | 001615 |
| Legal Block | F |
| Legal Lot Number | 67 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | LAGUNA-PINE VALLEY |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 21202 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9552 ELM DR, DESCANSO, CA 91916-9708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Commercial Mortgage GOLDEN STATE FINANCE AUTHORITY |
| Jan 5, 2021 | Grant Deed, Transfer · Commercial Mortgage GOLDEN STATE FINANCE AUTHORITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2021 · Amount on Record |
| Deed Sale | Jan 5, 2021 · Amount on Record |
| Prior Sale | Oct 4, 2013 · Amount on Record |
| Deed Document Number | 20215464 |
| Prior Transfer Date | Jun 19, 2014 |
| Prior Transfer Doc | 0000325555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 9552 ELM DR, DESCANSO, CA 91916-9708 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0000170416 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021-0170416 |
| Name | GOLDEN STATE FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | SACRAMENTO, CA 95814 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 5, 2021 |
| Property Address | 9552 ELM DR, DESCANSO, CA 91916-9708 |
| Document Number | 0000005464 |
| Map Reference | MAP 1615 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 2021-0005464 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9552 ELM DR, DESCANSO, CA 91916-9708 |
| Document Number | 0000005466 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 2021-0005466 |
| Name | GOLDEN STATE FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | SACRAMENTO, CA 95814 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Mountain Empire Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $452,670 (+2%) Land $259,457 Building $193,213 | |
| 2025 | $4,809.00 (+4.14%) Homeowner's exemption | $443,795 (+4.04%) Land $254,370 Building $189,425 |
| 2023 | $4,618.00 (-1.43%) Homeowner's exemption | $426,564 Land $244,494 Building $182,070 |
| 2022 | $4,685.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.1% of the US · above 93% of California |
|---|---|
| Wildfire Likelihood | 5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Uranium not recorded as resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 75 / 20 |
5G and 4G LTE (outdoors only)
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