964 Co Rd 112, Centre, AL 35960 Property Records

Cherokee County property record for 964 Co Rd 112, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,809 sqft · built 1989
Lot Size	0.596 acres (25,968 sqft)
Owner	Company Name on File
Last Sale	$20,000 (Mar 2018)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-03-07-0-000-021.015`

Property Details

APN / Parcel Number

Primary APN	`13-14-03-07-0-000-021.015`
Alternative APNs	`ALT APN:1403070000021015` `6079`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,809 sqft Living Area
1st Floor Area	1,064 sqft
Upper Floors Area	745 sqft
Basement Area	1,064 sqft
Finished Basement	1,064 sqft
Unfinished Basement	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	25,968 sqft (0.596 acres)

Exterior Amenities

Porch	Slab
Porch Area	344 sqft
Deck Area	Deck Area
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	6079
Street Address	964 COUNTY ROAD 112
City	CENTRE
State	AL
Zip	35960-7009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK A RIVER BAY EST SD, PB 9 PG 50
Legal Range	09E
Legal Township	10S
Legal Section	07
Legal Subdivision	RIVER BAY ESTATES SD
Legal Block	A
Legal Lot Number	8
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4014
Census Tract	956000

Owner

Source: Cherokee County assessment roll, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	964 COUNTY ROAD 112, CENTRE, AL 35960-7009
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Mar 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2018 · Amount on Record
Deed Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	2018201985
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	964 COUNTY ROAD 112, CENTRE, AL 35960-7009
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223970
Date	Apr 28, 2022
Instrument	223970

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	964 COUNTY ROAD 112, CENTRE, AL 35960-7009
Transaction Type	Mortgage
Record Updated	Oct 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	209111
Date	Sep 17, 2019
Instrument	209111

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Mar 28, 2018
Property Address	964 COUNTY ROAD 112, CENTRE, AL 35960-7009
Document Number	201985
Instrument Date	Mar 28, 2018
Instrument	201985
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	964 COUNTY ROAD 112, 964, CENTRE, AL 35960-7009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 COUNTY ROAD 1, COLLINSVILLE, AL 35961-5646

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,800 (-40.86%) Land $16,060 Building $1,740	$317,000 (+5.39%) Land $160,500 Building $156,500
2023	Additional exemption filed	$30,100	$300,800 Land $150,000 Building $150,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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