956 Co Rd 112, Centre, AL 35960 Property Records

Cherokee County property record for 956 Co Rd 112, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,659 sqft · built 1987
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$198,000 (Apr 2025)
Tax Bill	$2,047 (2026)
Deeds & Mortgages	Jul 2022 Transfer Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-14-03-07-0-000-021.012`

Property Details

APN / Parcel Number

Primary APN	`13-14-03-07-0-000-021.012`
Alternative APNs	`ALT APN:1403070000021012` `23717`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,659 sqft Living Area
1st Floor Area	1,564 sqft
Upper Floors Area	1,095 sqft
Basement Area	1,564 sqft
Finished Basement	1,564 sqft
Unfinished Basement	1,564 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	276 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	23717
Street Address	956 COUNTY ROAD 112
City	CENTRE
State	AL
Zip	35960-7009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK A RIVER BAY ESTATES SD, PB 9 PG 50
Legal Range	09E
Legal Township	10S
Legal Section	07
Legal Subdivision	BAY ESTATES
Legal Block	A
Legal Lot Number	5
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4014
Census Tract	956000

Owner

956 Co Rd 112 is owned by two individuals who bought it in April 2025.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2011 SPRING DR NW, FORT PAYNE, AL 35968-3239
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Intrafamily Transfer, Transfer
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025 · Amount on File
Deed Sale	Apr 3, 2025 · Amount on File
Prior Sale	Nov 20, 2020 · Amount on File
Deed Document Number	2025238126
Prior Transfer Date	Mar 26, 2025
Prior Transfer Doc	0000238126
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE AL
Recording Date	Jul 6, 2022
Property Address	956 COUNTY ROAD 112, CENTRE, AL 35960-7009
Document Number	0000225140
Map Reference	PB 50 PG 50
Instrument Date	Jul 6, 2022
Instrument	225140
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4502 GREENHILL BLVD NW, 4502, FORT PAYNE, AL 35968-3060

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4502 GREENHILL BLVD NW, FORT PAYNE, AL 35968-3060
Investor	Possibly a Property Investor

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 20, 2020
Property Address	956 COUNTY ROAD 112, CENTRE, AL 35960-7009
Document Number	215331
Map Reference	PB 9 PG 50
Instrument Date	Nov 20, 2020
Instrument	215331
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	844 MACDCIHN RD, NEWNAN, GA 70263

Mortgage

Document Number	215332
Date	Nov 20, 2020
Instrument	215332

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 956 Co Rd 112 was $2,047, up 19.6% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,047.00 (+19.57%)
2025	$1,712.00 (+2.88%)	$19,300 (+6.39%) Land $17,660 Building $1,640	$407,600 (+2.93%) Land $176,600 Building $231,000
2024	$1,664.00	$18,140 (-54.22%) Land $16,500 Building $1,640	$396,000 (-) Land $165,000 Building $231,000
2023	$1,664.00	$39,620 (+118.41%)	$396,000 (-) Land $165,000 Building $231,000
2022	$1,664.00	$18,140 Land $16,500 Building $1,640	$396,000 Land $165,000 Building $231,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 956 Co Rd 112 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 956 Co Rd 112 is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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