Cherokee County property record for 940 Co Rd 112, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,928 sqft · built 2017 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $590,000 (Nov 2023) |
| Tax Bill | $3,823 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-03-07-0-000-021.009 |
| Primary APN | 13-14-03-07-0-000-021.009 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 728 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Mixed |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 620 sqft |
| Deck Area | 320 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 218602 |
|---|---|
| Street Address | 940 COUNTY ROAD 112 |
| City | CENTRE |
| State | AL |
| Zip | 35960-7009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK A RIVER BAY EST SD, PB 9 PG 50 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 07 |
| Legal Subdivision | RIVER BAY ESTATES SD |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 956000 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5436 RABBIT CREEK DR, 4, THEODORE, AL 36582-2568 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BAY MORTGAGE CORP |
| May 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage FNB BANK INC |
| Nov 16, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on Record |
| Deed Sale | Nov 27, 2023 · Amount on Record |
| Prior Sale | Nov 22, 2021 · Amount on Record |
| Deed Document Number | 2023231549 |
| Prior Transfer Date | Nov 16, 2018 |
| Prior Transfer Doc | 0000205242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 940 COUNTY ROAD 112, CENTRE, AL 35960-7009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 940 COUNTY ROAD 112, CENTRE, AL 35960-7009 |
| Document Number | 0000242244 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 242244 |
| Name | BAY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRHOPE, AL 36532 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | May 21, 2021 |
| Property Address | COUNTY RD, CENTRE, AL 35960 |
| Document Number | 0000218306 |
| Map Reference | PB 9 PG 50 |
| Instrument Date | May 17, 2021 |
| Instrument | 218306 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21001 US HWY 11, COLLINSVILLE, AL 35961 |
| Document Number | 0000218307 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 218307 |
| Name | FNB BANK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Nov 16, 2018 |
| Property Address | COUNTY RD, CENTRE, AL 35960 |
| Document Number | 0000205242 |
| Map Reference | PB 9 PG 50 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 205242 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 406, CENTRE, AL 35960-0406 |
| Name | Verified Name |
|---|---|
| Address | 940 COUNTY ROAD 112, CENTRE, AL 35960-7009 |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,823.00 (+6.97%) | ||
| 2025 | $3,574.00 (+13.53%) | $39,660 (+6.21%) Land $35,320 Building $4,340 | $425,500 (+13.53%) Land $176,600 Building $248,900 |
| 2024 | $3,148.00 | $37,340 (-50.19%) Land $33,000 Building $4,340 | $374,800 (-) Land $165,000 Building $209,800 |
| 2023 | $3,148.00 (+3.96%) | $74,960 (+108.8%) | $374,800 (+3.97%) Land $165,000 Building $209,800 |
| 2022 | $3,028.00 | $35,900 Land $33,000 Building $2,900 | $360,500 Land $165,000 Building $195,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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