944 Co Rd 112, Centre, AL 35960 Property Records

Cherokee County property record for 944 Co Rd 112, Centre, AL 35960 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,320 sqft · built 1987
Lot Size	0.429 acres (18,688 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Oct 2021)
Tax Bill	$1,123 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-14-03-07-0-000-021.010`

Property Details

APN / Parcel Number

Primary APN	`13-14-03-07-0-000-021.010`
Alternative APNs	`ALT APN:1403070000021010` `213480` `10428`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,688 sqft (0.429 acres)
Porch	Slab
Porch Area	180 sqft
Deck Area	322 sqft

Location & Zoning

Account Number	213480
Street Address	944 COUNTY ROAD 112
City	CENTRE
State	AL
Zip	35960-7009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK A RIVER BAY EST SD, PB 9 PG 50
Legal Range	09E
Legal Township	10S
Legal Section	07
Legal Subdivision	RIVER BAY ESTATES SD
Legal Block	A
Legal Lot Number	3
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4014
Census Tract	956000

Owner

Source: Cherokee County records · APN 13-14-03-07-0-000-021.010

Assessment roll updated December 1, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	944 COUNTY ROAD 112, CENTRE, AL 35960-7009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 26, 2021	Warranty Deed, Transfer · Conventional Mortgage ALABAMA TEACHERS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 26, 2021 · Amount on Record
Deed Sale	Oct 26, 2021 · Amount on Record
Deed Document Number	2021221088
Prior Transfer Date	Oct 22, 2021
Prior Transfer Doc	0000221088
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	944 COUNTY ROAD 112, CENTRE, AL 35960-7009
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000214812
Date	Oct 15, 2020
Instrument	214812

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2050

Interest

Rate Type	Fixed Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Oct 26, 2021
Property Address	944 COUNTY ROAD 112, CENTRE, AL 35960-7009
Document Number	0000221088
Map Reference	BK A139 PG 269
Instrument Date	Oct 22, 2021
Instrument	221088
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 COUNTY ROAD 112, CENTRE, AL 35960-7009

Mortgage

Document Number	0000221089
Date	Oct 26, 2021
Instrument	221089

Lender

Name	ALABAMA TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2031
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	5-Year CMT

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,123.00 (+4.47%) Homeowner's exemption	$27,540 (+4.4%) Land $17,660 Building $9,880	$280,100 (+4.32%) Land $176,600 Building $103,500
2024	$1,075.00 (-4.7%) Additional exemption filed	$26,380 (-50.88%) Land $16,500 Building $9,880	$268,500 (-) Land $165,000 Building $103,500
2023	$1,128.00 (+4.93%) Homeowner's exemption	$53,700 (+216.25%)	$268,500 (-) Land $165,000 Building $103,500
2022	$1,075.00 Homeowner's exemption	$16,980 Land $16,500 Building $480	$268,500 Land $165,000 Building $103,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199560004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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