964 Brigadoon Ln, Waterford, CA 95386 Property Records

Stanislaus County property record for 964 Brigadoon Ln, Waterford, CA 95386

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1987
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jun 2022)
Tax Bill	$4,637 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080-058-012-000`

Property Details

APN / Parcel Number

Primary APN	`080-058-012-000`
Alternative APNs	`0805812000` `0805812`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Irregular Lot
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	964 BRIGADOON LN
City	WATERFORD
State	CA
Zip	95386-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY GARDENS NO 2 BLK 1 LOT 17
Legal Subdivision	GARDENS UN 2
Legal Block	1
Legal Lot Number	17
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2000
Census Tract	2802

Owner

964 Brigadoon Ln is owned by two individuals who bought it in June 2022.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3351 ALMA ST, 105, PALO ALTO, CA 94306-3505
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 30, 2022	Affidavit of Death of Joint Tenant, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jun 30, 2022	Grant Deed, Transfer · Conventional Mortgage ACC MORTGAGE INC
Apr 14, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Apr 14, 2020 · Amount on File
Deed Document Number	202246840
Prior Transfer Date	Jul 2, 2020
Prior Transfer Doc	0000057387
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Apr 27, 2026
Property Address	964 BRIGADOON LN, WATERFORD, CA 95386-9779
Document Number	0000023136
Instrument Date	Apr 21, 2026
Instrument	202623136
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	964 BRIGADOON LN, WATERFORD, CA 95386-9779

Mortgage

Document Number	0000023136,
Date	Apr 27, 2026
Instrument	202623136

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	STANISLAUS CA
Recording Date	Jun 30, 2022
Property Address	964 BRIGADOON LN, WATERFORD, CA 95386-9779
Document Number	0000046839
Map Reference	VOL 31 PG 3
Instrument Date	Jun 28, 2022
Instrument	2022-0046839
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 W WILLOW ST, STOCKTON, CA 95203-1418

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 30, 2022
Property Address	964 BRIGADOON LN, WATERFORD, CA 95386-9779
Document Number	0000046840
Map Reference	VOL 31 PG 3
Instrument Date	Jun 27, 2022
Instrument	2022-0046840
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	964 BRIGADOON LN, WATERFORD, CA 95386-9779

Mortgage

Document Number	0000046841
Date	Jun 30, 2022
Instrument	2022-0046841

Lender

Name	ACC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 14, 2020
Property Address	964 BRIGADOON LN, WATERFORD, CA 95386-9779
Document Number	0000026171
Instrument Date	Apr 9, 2020
Instrument	26171
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$321.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 BRIGADOON LN WATERFORD CA 953869779, WATERFORD, CA 95386-9779

Mortgage

Document Number	26172
Date	Apr 14, 2020
Instrument	26172

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 964 Brigadoon Ln was $4,637, down 6.8% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Waterford City
Unified School District	Waterford Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,637.00 (-6.79%)	$388,500 (-8.48%) Land $200,000 Building $188,500
2025	$4,975.00 Homeowner's exemption	$424,482 Land $206,935 Building $217,547
2023	$4,774.00 (+136.81%) Homeowner's exemption	$408,000 Land $198,900 Building $209,100
2022	$2,016.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 964 Brigadoon Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 964 Brigadoon Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATERFORD serves 8,788 people · EPA ID CA5010006
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

Nearby Properties on Brigadoon Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures