Jackson County property record for 963 Middle Ridge Rd, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,792 sqft · built 1984 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,000 (Jul 2023) |
| Tax Bill | $963 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7538-43-8210 |
| Primary APN | 7538-43-8210 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,792 sqft Heated Area |
| 1st Floor Area | 896 sqft |
| Upper Floors Area | 896 sqft |
| Basement Area | 350 sqft |
| Unfinished Basement | 350 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 210 sqft |
| Patio Area | 630 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 963 MIDDLE RIDGE RD |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 26 EAST FORK ACRES |
| Legal Subdivision | EAST FORK ACRES |
| Legal Lot Number | 26 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 950500 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4971 10TH ST, SARASOTA, FL 34232-2062 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2023 · Amount on Record |
| Deed Sale | Jul 11, 2023 · Amount on Record |
| Deed Book / Page | 2359 / 630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jul 11, 2023 |
| Property Address | 963 MIDDLE RIDGE RD, SYLVA, NC 28779 |
| Document Number | 0023590630 |
| Book / Page | 2359 / 630 |
| Map Reference | CAB 2 SL 780 |
| Instrument Date | Jul 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $498.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4971 10TH ST, SARASOTA, FL 34232-2062 |
| Document Number | 0002359634 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 2359/634 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $253,598 (+48.03%) Land $42,550 Building $211,048 | |
| 2025 | $963.00 (+48.15%) | |
| 2023 | $650.00 | $171,310 Land $35,620 Building $135,690 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Mar 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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