1064 Middle Ridge Rd, Sylva, NC 28779 Property Records

Jackson County property record for 1064 Middle Ridge Rd, Sylva, NC 28779

Property Summary

Property Type	Other Improved
Details	2 bd · 3.5 ba · 3,832 sqft · built 2001
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Nov 2018)
Tax Bill	$1,663 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`7538-52-1716`

Property Details

APN / Parcel Number

Primary APN	`7538-52-1716`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,832 sqft Living Area
1st Floor Area	1,722 sqft
Basement Area	1,722 sqft
Unfinished Basement	1,722 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	1064 MIDDLE RIDGE RD
City	SYLVA
State	NC
Zip	28779-9259
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LT 22,23,25 EAST FORK ACRES LIFE EST
Legal Subdivision	LIFE EST
Jurisdiction	JACKSON NC
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1043
Census Tract	950500

Owner

1064 Middle Ridge Rd is owned and occupied by two individuals who acquired it in August 2026.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1064 MIDDLE RIDGE RD, SYLVA, NC 28779-9259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jul 26, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2018 · Amount on File
Deed Sale	Nov 14, 2018 · Amount on File
Deed Book / Page	2226 / 1677
Last Transfer Date	Aug 8, 2026
Transfer Doc	2426001621
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 21, 2026
Property Address	1064 MIDDLE RIDGE RD, SYLVA, NC 28779-9259
Document Number	2426001621
Book / Page	2426 / 1621
Instrument Date	Aug 8, 2026
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	IDEAL TITLE LLC, IDEAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1064 MIDDLE RIDGE RD, SYLVA, NC 28779-9259

Mortgage

Document Number	2426001627,
Date	Aug 21, 2026
Book Page	2426/1627

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 26, 2022
Property Address	1064 MIDDLE RIDGE RD, SYLVA, NC 28779
Document Number	0023391429
Book / Page	2339 / 1429
Instrument Date	Jul 26, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 MIDDLE RIDGE RD, 1064, SYLVA, NC 28779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1064 MIDDLE RIDGE RD, SYLVA, NC 28779

Tax Assessment & Valuation

The 2025 property tax bill for 1064 Middle Ridge Rd was $1,663.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$437,774 (-) Land $47,260 Building $390,514
2025	$1,663.00	$437,774 Land $47,260 Building $390,514
2023	$977.00	$257,170 Land $55,350 Building $201,820

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1064 Middle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1064 Middle Ridge Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Middle Ridge Rd

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