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1316 Middle Ridge Rd, Sylva, NC 28779 Property Records

Jackson County property record for 1316 Middle Ridge Rd, Sylva, NC 28779

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,080 sqft · built 1982
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$348,000 (Mar 2023)
Tax Bill$1,145 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN7538-42-7170

Property Details

APN / Parcel Number

Primary APN7538-42-7170
Alternative APN
  • 159840

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,080 sqft Heated Area
1st Floor Area720 sqft
Upper Floors Area360 sqft
Basement Area360 sqft
Unfinished Basement360 sqft
FlooringCarpet
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)

Exterior Amenities

PorchSlab
Porch Area540 sqft
Deck Area116 sqft
Patio Area290 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address1316 MIDDLE RIDGE RD
CitySYLVA
StateNC
Zip28779-9259
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT C REV EAST FORK ACRES
Legal SubdivisionEAST FORK ACRES
Legal Lot NumberC
JurisdictionJACKSON NC
Township / Civil DivisionSAVANNAH
Census Block Group1
Census Block1043
Census Tract950500

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1705 PATTIE LN, CHESAPEAKE, VA 23321-1918
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2023Warranty Deed, Transfer · Conventional Mortgage
PMAC LENDING SERVICES INC
Nov 5, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2023 · Amount on Record
Deed SaleMar 6, 2023 · Amount on Record
Prior SaleNov 5, 2020 · Amount on Record
Deed Book / Page2352 / 118
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateMar 6, 2023
Property Address1316 MIDDLE RIDGE RD, SYLVA, NC 28779-9259
Document Number0023520118
Book / Page2352 / 118
Map ReferenceCAB 2 SL 780
Instrument DateMar 6, 2023
Transaction TypeTransfer
Record UpdatedMar 21, 2023
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$696.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address32 HAWTHORN LN, CLAYTON, GA 30525-3800

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 PATFI LANE, CHESAPEAKE, VA 23321

Mortgage

Document Number0023520121
DateMar 6, 2023
Book Page2352/121
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJACKSON NC
Recording DateNov 5, 2020
Property Address1316 MIDDLE RIDGE RD, SYLVA, NC 28779-9259
Document Number0022820858
Book / Page002282 / 000858
Instrument DateNov 5, 2020
Transaction TypeTransfer
Record UpdatedDec 15, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$410.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address234 MIDDLE RIDGE RD SYLVA NC 287797363, SYLVA, NC 28779-7363

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$301,558 (+96.76%) Land $54,210 Building $247,348
2025$1,145.00 (+96.74%)
2023$582.00$153,260 Land $53,610 Building $99,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimMar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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