234 Middle Ridge Rd, Sylva, NC 28779 Property Records

Jackson County property record for 234 Middle Ridge Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,750 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$287,500 (Nov 2022)
Tax Bill	$1,257 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7538-44-7346`

Property Details

APN / Parcel Number

Primary APN	`7538-44-7346`
Alternative APN	`116901`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,750 sqft Heated Area
1st Floor Area	1,264 sqft
Upper Floors Area	486 sqft
Flooring	Wood
Interior Walls	Plywood

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	504 sqft
Carport	Carport
Carport Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	64 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	234 MIDDLE RIDGE RD
City	SYLVA
State	NC
Zip	28779-7363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 44 EAST FORK ACRES
Legal Subdivision	EAST FORK ACRES
Legal Lot Number	44
Jurisdiction	JACKSON NC
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1043
Census Tract	950500

Owner

234 Middle Ridge Rd is owned and occupied by an individual who bought it in November 2022.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	234 MIDDLE RIDGE RD, SYLVA, NC 28779-7363
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 3, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Nov 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on File
Deed Sale	Nov 3, 2022 · Amount on File
Deed Book / Page	2346 / 51
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	234 MIDDLE RIDGE RD, SYLVA, NC 28779-7363
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 MIDDLE RIDGE RD, SYLVA, NC 28779-7363

Mortgage

Document Number	0023670532
Date	Nov 21, 2023
Book Page	2367/532

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2038

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Nov 3, 2022
Property Address	234 MIDDLE RIDGE RD, SYLVA, NC 28779-7363
Document Number	0023460051
Book / Page	2346 / 51
Map Reference	CAB 2 SL 780
Instrument Date	Oct 31, 2022
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 HAWTHORN LN, 32, CLAYTON, GA 30525-3800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2572, BRYSON CITY, NC 28713-2572

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Nov 5, 2020
Property Address	234 MIDDLE RIDGE RD, SYLVA, NC 28779-7363
Document Number	0022820861
Book / Page	002282 / 000861
Instrument Date	Nov 5, 2020
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	234 MIDDLE RIDGE RD SYLVA NC 287797363, SYLVA, NC 28779-7363

Tax Assessment & Valuation

The 2025 property tax bill for 234 Middle Ridge Rd was $1,257.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$330,889 Land $36,280 Building $294,609
2025	$1,257.00
2023	$761.00	$200,480 Land $28,700 Building $171,780

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 234 Middle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 Middle Ridge Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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