963 Brownstone Trce, Carmel, IN 46032 Property Records

Hamilton County property record for 963 Brownstone Trce, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,320 sqft · built 2012
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Tax Bill	$3,396 (2024)
Deeds & Mortgages	Sep 2022 Sale Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-36-025-027.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-36-025-027.000-018`
Alternative APN	`1709360025027000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,320 sqft Living Area
Gross Area	3,332 sqft
1st Floor Area	2,320 sqft
2nd Floor Area	942 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Row Home
Construction Type	Brick
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Attached
Garage Area	1,012 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	963 BROWNSTONE TRCE
City	CARMEL
State	IN
Zip	46032-4674
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .03, SECTION 36, TOWNSHIP 18, RANGE 3, BROWNSTONE HOMES AT GUILFORD RESERVE, REPLAT INFORMATION: REPLAT, SECTION 1, LOT 27
Legal Range	03
Legal Township	18
Legal Section	36
Legal Subdivision	BROWNSTONE HOMES AT GUILFORD RESERVE
Legal Lot Number	27
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1027
Census Tract	111011

Owner

963 Brownstone Trce, a condominium, is owned and occupied by an individual who acquired it in September 2022.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	963 BROWNSTONE TRCE, CARMEL, IN 46032-4674
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer
Dec 26, 2019	Warranty Deed, Transfer · VA Mortgage GVC MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2022
Deed Sale	Sep 16, 2022
Prior Sale	Dec 26, 2019 · Amount on File
Deed Document Number	202245645
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 16, 2022
Property Address	963 BROWNSTONE TRCE, CARMEL, IN 46032-4674
Document Number	0000045645
Map Reference	CAB 4 SL 8
Instrument Date	Sep 15, 2022
Instrument	2022045645
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 BROWNSTONE TRCE, CARMEL, IN 46032-4674

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 26, 2019
Property Address	963 BROWNSTONE TRCE, CARMEL, IN 46032-4674
Document Number	2019065911
Map Reference	CAB 4 SL 8
Instrument Date	Dec 17, 2019
Instrument	2019065911
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12980 OLD MERIDIAN ST # 416, 416, CARMEL, IN 46032-1488

Mortgage

Document Number	2019065912
Date	Dec 26, 2019
Instrument	2019065912

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$321,000 (+0.69%) Land $84,300 Building $236,700	$321,000 (+0.69%) Land $84,300 Building $236,700
2024	$3,396.00 (+2.69%)	$318,800 (-0.81%) Land $84,300 Building $234,500	$318,800 (-0.81%) Land $84,300 Building $234,500
2023	$3,307.00 (-2.39%) Homeowner's exemption	$321,400 (+7.89%) Land $84,300 Building $237,100	$321,400 (+7.89%) Land $84,300 Building $237,100
2022	$3,388.00	$297,900 Land $60,000 Building $237,900	$297,900 Land $60,000 Building $237,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 963 Brownstone Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 963 Brownstone Trce is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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