962 Brownstone Trce, Carmel, IN 46032 Property Records

Hamilton County property record for 962 Brownstone Trce, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,298 sqft · built 2012
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$351,125 (Mar 2022)
Tax Bill	$3,839 (2024)
Deeds & Mortgages	Mar 2022 Transfer Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-36-027-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-36-027-004.000-018`
Alternative APN	`1709360027004000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,298 sqft Living Area
1st Floor Area	436 sqft
2nd Floor Area	942 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Row End or Row Middle
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709360027004000
Street Address	962 BROWNSTONE TRCE
City	CARMEL
State	IN
Zip	46032-4673
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .03, SECTION 36, TOWNSHIP 18, RANGE 3, BROWNSTONE HOMES AT GUILFORD RESERVE, SECTION 2, LOT 35
Legal Range	03
Legal Township	18
Legal Section	36
Legal Subdivision	BROWNSTONE HOMES/GUILFORD
Legal Lot Number	35
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1027
Census Tract	111011

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5117 PUFFIN PL, CARMEL, IN 46033-9640
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Intrafamily Transfer, Transfer
Mar 7, 2022	Warranty Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK
Apr 21, 2021	Warranty Deed, Transfer
Mar 26, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Dec 9, 2019	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Prior Sale	Mar 7, 2022 · Amount on Record
Deed Document Number	2022011967
Record Updated	Jun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Mar 7, 2022
Property Address	962 BROWNSTONE TRCE, CARMEL, IN 46032-4673
Document Number	0000011969
Map Reference	CAB 4 SL 37
Instrument Date	Feb 28, 2022
Instrument	2022011969
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 BROWNSTONE TRCE, CARMEL, IN 46032-4673

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 7, 2022
Property Address	962 BROWNSTONE TRCE, CARMEL, IN 46032-4673
Document Number	0000011967
Map Reference	CAB 4 SL 37
Instrument Date	Feb 28, 2022
Instrument	2022011967
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 BROWNSTONE TRCE, CARMEL, IN 46032-4673

Mortgage

Document Number	0000011968
Date	Mar 7, 2022
Instrument	2022011968

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 21, 2021
Property Address	962 BROWNSTONE TRCE, CARMEL, IN 46032-4673
Document Number	0000030348
Map Reference	CAB 4 SL 37
Instrument Date	Apr 15, 2021
Instrument	2021030348
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 BROWNSTONE TRCE, CARMEL, IN 46032-4673
Investor	Possibly a Property Investor

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 26, 2021
Property Address	962 BROWNSTONE TRCE, CARMEL, IN 46032-4673
Document Number	0000023598
Instrument Date	Mar 25, 2021
Instrument	2021023598
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 BROWNSTONE TRCE, CARMEL, IN 46032-4673

Mortgage

Document Number	0000023599
Date	Mar 26, 2021
Instrument	2021023599

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 9, 2019
Property Address	962 BROWNSTONE TRCE, CARMEL, IN 46032-4673
Document Number	0000062285
Instrument Date	Nov 19, 2019
Instrument	62285
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	962 BROWNSTONE TRCE CARMEL IN 460324673, CARMEL, IN 46032-4673

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$357,500 (+0.9%) Land $84,300 Building $273,200	$357,500 (+0.9%) Land $84,300 Building $273,200
2024	$3,839.00 (+2.62%)	$354,300 (-0.84%) Land $84,300 Building $270,000	$354,300 (-0.84%) Land $84,300 Building $270,000
2023	$3,741.00 (-1.66%) Homeowner's exemption	$357,300 (+7.01%) Land $84,300 Building $273,000	$357,300 (+7.01%) Land $84,300 Building $273,000
2022	$3,804.00 Homeowner's exemption	$333,900 Land $60,000 Building $273,900	$333,900 Land $60,000 Building $273,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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