964 Brownstone Trce, Carmel, IN 46032 Property Records

Hamilton County property record for 964 Brownstone Trce, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,384 sqft · built 2011
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Tax Bill	$2,135 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-36-027-003.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-36-027-003.000-018`
Alternative APN	`1709360027003000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,384 sqft Living Area
1st Floor Area	448 sqft
2nd Floor Area	976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Architectural Style	Row End or Row Middle
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709360027003000
Street Address	964 BROWNSTONE TRCE
City	CARMEL
State	IN
Zip	46032-4673
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .03, SECTION 36, TOWNSHIP 18, RANGE 3, BROWNSTONE HOMES AT GUILFORD RESERVE, SECTION 2, LOT 34
Legal Range	03
Legal Township	18
Legal Section	36
Legal Subdivision	BROWNSTONE HOMES/GUILFORD
Legal Lot Number	34
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1027
Census Tract	111011

Owner

964 Brownstone Trce, a condominium, is owned and occupied by an individual who acquired it in October 2021.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	964 BROWNSTONE TRCE, CARMEL, IN 46032-4673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2014
Deed Sale	Oct 20, 2014
Prior Sale	Oct 20, 2014
Deed Document Number	2014047100
Last Transfer Date	Oct 13, 2021
Transfer Doc	0000074525
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	964 BROWNSTONE TRCE, CARMEL, IN 46032-4673
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063691
Date	Aug 31, 2021
Instrument	2021063691

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2031

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Oct 13, 2021
Property Address	964 BROWNSTONE TRCE, CARMEL, IN 46032-4673
Document Number	0000074525
Instrument Date	Aug 19, 2021
Instrument	2021074525
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 BROWNSTONE TRCE, CARMEL, IN 46032-4673

Mortgage

Document Number	0000074526
Date	Oct 13, 2021
Instrument	2021074526

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Sep 1, 2031

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$363,900 (+19.63%) Land $84,300 Building $279,600	$363,900 (+19.63%) Land $84,300 Building $279,600
2024	$2,135.00 (+21.79%)	$304,200 (-0.78%) Land $84,300 Building $219,900	$304,200 (-0.78%) Land $84,300 Building $219,900
2023	$1,753.00 (+178.25%) Homeowner's exemption	$306,600 (-3.83%) Land $84,300 Building $222,300	$306,600 (-3.83%) Land $84,300 Building $222,300
2022	$630.00	$318,800 Land $60,000 Building $258,800	$318,800 Land $60,000 Building $258,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 964 Brownstone Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 964 Brownstone Trce is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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