958 Brownstone Trce, Carmel, IN 46032 Property Records

Hamilton County property record for 958 Brownstone Trce, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,298 sqft · built 2006
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Tax Bill	$5,782 (2024)
Deeds & Mortgages	Nov 2025 Transfer Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-36-027-002.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-36-027-002.000-018`
Alternative APN	`1709360027002000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,298 sqft Living Area
Gross Area	3,310 sqft
1st Floor Area	2,298 sqft
2nd Floor Area	942 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Row Home
Construction Type	Brick
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	1,012 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	958 BROWNSTONE TRCE
City	CARMEL
State	IN
Zip	46032-4673
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .04, SECTION 36, TOWNSHIP 18, RANGE 3, BROWNSTONE HOMES AT GUILFORD RESERVE, SECTION 2, LOT 33
Legal Range	03
Legal Township	18
Legal Section	36
Legal Subdivision	BROWNSTONE HOMES AT GUILFORD RESERVE SEC
Legal Lot Number	33
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1027
Census Tract	111011

Owner

958 Brownstone Trce, a condominium, is owned and occupied by an individual who acquired it in November 2025.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	958 BROWNSTONE TRCE, CARMEL, IN 46032-4673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Quit Claim Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Sep 23, 2025	Warranty Deed, Transfer · Conventional Mortgage JAMES M GARRETSON 1998 REVOCABLE TR
Jul 26, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025
Deed Sale	Sep 23, 2025
Prior Sale	Jul 26, 2021 · Amount on File
Deed Document Number	202540838
Last Transfer Date	Nov 6, 2025
Transfer Doc	0000049762
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 17, 2025
Property Address	958 BROWNSTONE TRCE, CARMEL, IN 46032-4673
Document Number	0000049762
Map Reference	DOC 200600012311
Instrument Date	Nov 6, 2025
Instrument	2025049762
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	958 BROWNSTONE TRCE, CARMEL, IN 46032-4673

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 23, 2025
Property Address	958 BROWNSTONE TRCE, CARMEL, IN 46032-4673
Document Number	0000040838
Map Reference	DOC 200600012311
Instrument Date	Sep 18, 2025
Instrument	2025040838
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	958 BROWNSTONE TRCE, CARMEL, IN 46032-4673
Investor	Possibly a Property Investor

Mortgage

Date	Sep 23, 2025

Lender

Name	JAMES M GARRETSON 1998 REVOCABLE TR
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2055

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 26, 2021
Property Address	958 BROWNSTONE TRCE, CARMEL, IN 46032-4673
Document Number	0000054009
Map Reference	CAB 4 SL 37
Instrument Date	Jul 22, 2021
Instrument	2021054009
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	958 BROWNSTONE TRCE, CARMEL, IN 46032-4673

Mortgage

Document Number	0000054010
Date	Jul 26, 2021
Instrument	2021054010

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$346,800 (+20.12%) Land $84,300 Building $262,500	$346,800 (+20.12%) Land $84,300 Building $262,500
2024	$5,782.00 (+96.67%)	$288,700 (-0.82%) Land $84,300 Building $204,400	$288,700 (-0.82%) Land $84,300 Building $204,400
2023	$2,940.00 (-14.09%) Homeowner's exemption	$291,100 (-3.22%) Land $84,300 Building $206,800	$291,100 (-3.22%) Land $84,300 Building $206,800
2022	$3,422.00 Homeowner's exemption	$300,800 Land $60,000 Building $240,800	$300,800 Land $60,000 Building $240,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 958 Brownstone Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 958 Brownstone Trce is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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