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9626 Falling Stream Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 9626 Falling Stream Dr, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,258 sqft · built 2005
Lot Size0.16 acres (6,980 sqft)
OwnerCompany Name on Record
Last Sale$231,500 (Feb 2021)
Tax Bill$2,141 (2023)
Deeds & MortgagesJul 2021 Mortgage
Jul 2021 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN031-493-76

Property Details

APN / Parcel Number

Primary APN031-493-76

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,258 sqft Heated Area
Gross Area2,608 sqft
1st Floor Area1,008 sqft
Upper Floors Area1,110 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area6,980 sqft (0.16 acres)
Garage Area420 sqft
PorchPorch
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number031-493-76
Street Address9626 FALLING STREAM DR
CityCHARLOTTE
StateNC
Zip28214-1473
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL46 M41-816
Legal SubdivisionHARWOOD LNDG MAP 01
Legal Lot Number46
JurisdictionMECKLENBURG NC
Township / Civil Division12, PAW CREEK
Census Block Group1
Census Block1011
Census Tract6014

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Deed of Trust, Mortgage · Unknown
MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Jul 16, 2021Intrafamily Transfer, Transfer
OS NATIONAL LLC
Feb 22, 2021Special Warranty Deed, Transfer
Jan 20, 2021Warranty Deed, Transfer
ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS LLC
Nov 9, 2020Correction Deed
ATTORNEY ONLY
Jul 17, 2017Loan Modification, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2021 · Amount on Record
Deed SaleFeb 22, 2021 · Amount on Record
Prior SaleFeb 22, 2021 · Amount on Record
Deed Document Number0000034075
Deed Book / Page35704 / 277
Last Transfer DateJul 16, 2021
Transfer Doc0000137570
Record UpdatedJun 7, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address9626 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyOS NATIONAL LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000138469
DateJul 19, 2021
Book Page36308/1
Instrument2021138469
Lender
NameMORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
TypeMortgage Company
AddressNEW YORK, NY 10036
Agreement
TypeUnknown
Term61 Months
DueAug 7, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateJul 16, 2021
Property Address9626 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
Document Number0000137570
Book / Page36302 / 482
Map ReferenceMB 41 PG 816
Instrument DateJul 15, 2021
Instrument2021137570
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Mail Care OfFIRST KEY HOMES LLC
InvestorPossibly a Property Investor

February 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 22, 2021
Property Address9626 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
Document Number0000034075
Book / Page35704 / 277
Map ReferenceMB 41 PG 816
Instrument DateJan 20, 2021
Instrument2021034075
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
Tax$463.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1301 2ND AVE # AVE31, AVE31, SEATTLE, WA 98101-3800

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 20, 2021
Property Address9626 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
Document Number0000010862
Book / Page035568 / 000028
Instrument DateJan 16, 2021
Instrument10862
Transaction TypeTransfer
Record UpdatedFeb 15, 2021
Title CompanyZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS LLC

Transaction

AmountAmount Recorded
Tax$484.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address1301 2ND AVE #31 SEATTLE WA 981010003, 31, SEATTLE, WA 98101-0003
InvestorPossibly a Property Investor

November 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionMECKLENBURG NC
Recording DateNov 9, 2020
Property Address9626 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
Document Number0000188050
Book / Page035289 / 000656
Instrument DateNov 9, 2020
Instrument188050
Record UpdatedJan 5, 2021
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9626 FALLING STREAM DR CHARLOTTE NC 282141473, CHARLOTTE, NC 28214-1473

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address9626 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
Document Number0000100401
Instrument DateJul 17, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyURBAN LENDING SOLUTIONS, URBAN LNDG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address9626 FALLING STREAM DR CHARLOTTE NC 282141473, CHARLOTTE, NC 28214-1473

Mortgage

Document Number0000100401
DateJul 26, 2017
Book Page031994/000209
Instrument100401
Lender
NameBANK OF AMERICA
TypeBank
AddressBROOMFIELD, CO 80021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 25, 2037
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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