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9634 Falling Stream Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 9634 Falling Stream Dr, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,258 sqft · built 2005
Lot Size0.149 acres (6,493 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Jun 2020)
Tax Bill$2,141 (2023)
Deeds & MortgagesMay 2021 Mortgage
Jun 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN031-493-74

Property Details

APN / Parcel Number

Primary APN031-493-74

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,258 sqft Heated Area
Gross Area2,608 sqft
1st Floor Area1,008 sqft
Upper Floors Area1,110 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area6,493 sqft (0.149 acres)
Garage Area420 sqft
PorchPorch
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number031-493-74
Street Address9634 FALLING STREAM DR
CityCHARLOTTE
StateNC
Zip28214-1473
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL48 M41-816
Legal SubdivisionHARWOOD LNDG PH 01 MAP 02
Legal Lot Number48
JurisdictionMECKLENBURG NC
Township / Civil Division12, PAW CREEK
Census Block Group1
Census Block1011
Census Tract6014

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9634 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Jun 16, 2020Warranty Deed, Transfer · FHA Mortgage
RAPID MTG
Oct 2, 2018Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC
Jul 5, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2020 · Amount on Record
Deed SaleJun 16, 2020 · Amount on Record
Prior SaleJul 5, 2018
Deed Document Number0034692345
Deed Book / Page34692 / 345
Record UpdatedJun 7, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address9634 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000088332
DateMay 4, 2021
Book Page36021/391
Instrument2021088332
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 16, 2020
Property Address9634 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
Document Number0000088071
Book / Page034692 / 000345
Instrument DateJun 15, 2020
Instrument88071
Transaction TypeTransfer
Record UpdatedJul 9, 2020
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9634 FALLING STREAM DR CHARLOTTE NC 282141473, CHARLOTTE, NC 28214-1473

Mortgage

Document Number88072
DateJun 16, 2020
Book Page034692/000347
Instrument88072
Lender
NameRAPID MTG
TypeMortgage Company
AddressCINCINNATI, OH 45249
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 15, 2050

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 2, 2018
Property Address9634 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
Document Number0000124980
Book / Page33020 / 245
Map ReferenceMB41 PG816
Instrument DateOct 2, 2018
Instrument2018124980
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15124 EVERGREEN HOUSE DR, 15124, CHARLOTTE, NC 28273-0159

Transferred To (Grantee/Buyer)

NameVerified Name
Address9634 FALLING STREAM DR, CHARLOTTE, NC 28214-1473

Mortgage

Document Number0000124981
DateOct 2, 2018
Instrument2018124981
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateJul 5, 2018
Property Address9634 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
Document Number0000084053
Book / Page032809 / 000759
Instrument DateJun 26, 2018
Instrument84053
Transaction TypeTransfer
Record UpdatedJul 25, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9634 FALLING STREAM DR CHARLOTTE NC 282141473, CHARLOTTE, NC 28214-1473

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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