1. Home
  2. North Carolina
  3. Mecklenburg County
  4. Charlotte
  5. Falling Stream Dr

9622 Falling Stream Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 9622 Falling Stream Dr, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,762 sqft · built 2007
Lot Size0.15 acres (6,551 sqft)
OwnerIndividual Name on Record
Tax Bill$1,941 (2023)
Deeds & MortgagesJan 2026 Mortgage
Jul 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN031-493-77

Property Details

APN / Parcel Number

Primary APN031-493-77

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,762 sqft Heated Area
Gross Area2,198 sqft
1st Floor Area661 sqft
Upper Floors Area1,101 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area6,551 sqft (0.15 acres)
Garage Area424 sqft
PorchPorch
Porch Area12 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number031-493-77
Street Address9622 FALLING STREAM DR
CityCHARLOTTE
StateNC
Zip28214-1473
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL45 M41-816
Legal SubdivisionHARDWOOD LNDG MAP 02 PH 01
Legal Lot Number45
JurisdictionMECKLENBURG NC
Township / Civil Division12, PAW CREEK
Census Block Group1
Census Block1011
Census Tract6014

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address9622 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 27, 2023Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 16, 2021Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2010
Deed SaleDec 8, 2010
Prior SaleJun 28, 2010 · Amount on Record
Deed Document Number0026128453
Deed Book / Page26128 / 453
Record UpdatedJun 7, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address9622 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
Transaction TypeMortgage
Record UpdatedJan 28, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address9622 FALLING STREAM DR, CHARLOTTE, NC 28214-1473

Mortgage

Document Number0000002345
DateJan 9, 2026
Book Page40127/386
Instrument2026002345
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateApr 1, 2031
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change6.25%
Index1-Year CMT
Max Rate5%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address9622 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
Transaction TypeMortgage
Record UpdatedAug 7, 2023
Title CompanySECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071007
DateJul 27, 2023
Book Page38274/275
Instrument2023071007
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address9622 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000217851
DateNov 16, 2021
Book Page36765/731
Instrument2021217851
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Falling Stream Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures