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9618 Falling Stream Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 9618 Falling Stream Dr, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,258 sqft · built 2005
Lot Size0.155 acres (6,765 sqft)
OwnerCompany Name on Record
Last Sale$345,000 (Aug 2021)
Tax Bill$2,144 (2023)
Deeds & MortgagesApr 2022 Mortgage
Aug 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN031-493-78

Property Details

APN / Parcel Number

Primary APN031-493-78

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,258 sqft Heated Area
Gross Area2,608 sqft
1st Floor Area1,008 sqft
Upper Floors Area1,110 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area6,765 sqft (0.155 acres)
Garage Area420 sqft
PorchPorch
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number031-493-78
Street Address9618 FALLING STREAM DR
CityCHARLOTTE
StateNC
Zip28214-1473
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL44 M41-816.
Legal SubdivisionHARWOOD LNDG PH 01 MAP 02
Legal Lot Number44
JurisdictionMECKLENBURG NC
Township / Civil Division12, PAW CREEK
Census Block Group1
Census Block1011
Census Tract6014

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Deed of Trust, Mortgage · Unknown
MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Aug 26, 2021Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jul 19, 2021Warranty Deed, Transfer · Commercial Mortgage
MCU FINANCIAL CENTER CU
Jul 5, 2018Deed of Trust, Mortgage · Line of Credit
NOVA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2021 · Amount on Record
Deed SaleAug 26, 2021 · Amount on Record
Prior SaleJul 19, 2021 · Amount on Record
Deed Document Number0036458680
Deed Book / Page36458 / 680
Record UpdatedJun 7, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address9618 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyNOT AVAILABLE, OS NATIONAL RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000060380
DateApr 20, 2022
Book Page37265/260
Instrument2022060380
Lender
NameMORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
TypeMortgage Company
AddressNEW YORK, NY 10036
Agreement
TypeUnknown
AmountAmount Recorded
Term61 Months
DueMay 7, 2027

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 26, 2021
Property Address9618 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
Document Number0000164727
Book / Page36458 / 680
Map ReferenceMB 41 PG 745
Instrument DateAug 18, 2021
Instrument2021164727
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$690.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1401 FUNNY CIDE DR, WAXHAW, NC 28173-7262

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 19, 2021
Property Address9618 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
Document Number0000138506
Book / Page36308 / 293
Map ReferenceMB 41 PG 816
Instrument DateJul 16, 2021
Instrument2021138506
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14027 OLD VERMILLION DR, HUNTERSVILLE, NC 28078-5347

Transferred To (Grantee/Buyer)

NameVerified Name
Address1401 FUNNY CIDE DR, WAXHAW, NC 28173-7262
InvestorPossibly a Property Investor

Mortgage

Document Number0000138507
DateJul 19, 2021
Instrument2021138507
Lender
NameMCU FINANCIAL CENTER CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term6 Months
DueJan 16, 2022

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address9618 FALLING STREAM DR, CHARLOTTE, NC 28214-1473
Document Number0000085993
Instrument DateJul 5, 2018
Transaction TypeMortgage
Record UpdatedJul 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address9618 FALLING STREAM DR CHARLOTTE NC 282141473, CHARLOTTE, NC 28214-1473

Mortgage

Document Number0000085993
DateJul 10, 2018
Book Page032819/000386
Instrument85993
Lender
NameNOVA CU
AddressCHARLOTTE, NC 28208
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 9, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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