9624 River Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9624 River Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 922 sqft
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Last Sale	$63,650 (Nov 2014)
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`74-14-487-0015-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-487-0015-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	922 sqft Living Area
1st Floor Area	922 sqft

Exterior

Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	105 ft deep x 100 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9624 RIVER RD
City	CLAY
State	MI
Zip	48001-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOT 818 & 819 DESC AS: BEG N 69D 6M W 230.19' FROM SE COR OF LOT 819, TH N 69D 06M W 100', TH N 20D 57M E 105.04', TH
Legal Range	16E
Legal Township	02N
Legal Section	69
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT #11
Legal Lot Number	819
Legal Unit	819
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1002
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9624 RIVER RD, CLAY, MI 48001-4015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2014 · Amount on Record
Deed Sale	Nov 24, 2014 · Amount on Record
Prior Sale	Dec 10, 2012 · Amount on Record
Deed Document Number	201425903
Deed Book / Page	4556 / 773
Prior Transfer Date	Nov 14, 2014
Prior Transfer Doc	004556/773
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9624 RIVER RD, CLAY, MI 48001-4015
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9624 RIVER RD, CLAY, MI 48001-4015

Mortgage

Document Number	0005462947
Date	Dec 13, 2021
Book Page	5462/947
Instrument	2021034834

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,700 (+3.94%)	$105,400 (+3.94%)
2025	$1,541.00 (+1.99%) Homeowner's exemption	$50,700 (+12.92%)
2024	$1,511.00 (+12.59%)		$101,400 (+12.92%)
2023		$44,900
2022	$1,342.00		$89,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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