9641 River Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9641 River Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,909 sqft · built 1967
Lot Size	0.282 acres (12,284 sqft)
Owner	Company Name on File
Tax Bill	$2,794 (2025)
Deeds & Mortgages	Aug 2017 Transfer May 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`74-14-487-0039-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-487-0039-000`

Interior

Full Baths	2 Baths
Building Area	1,909 sqft Living Area
1st Floor Area	1,909 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	12,284 sqft (0.282 acres)
Lot Depth	176 ft Depth
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	9641 RIVER RD
City	CLAY
State	MI
Zip	48001-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 843 SUP ROY T GILBERTS PLAT NO 11 PC 188 & 200 T2N R16E
Legal Subdivision	SUPERVISORS ROY T GILBERTS PLAT #11
Legal Lot Number	843
Legal Unit	843
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1001
Census Tract	646000

Owner

Source: St. Clair County assessment roll, APN 74-14-487-0039-000, as of October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	9641 RIVER RD, CLAY, MI 48001-4016
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 24, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 14, 2017
Transfer Doc	004859/555
Record Updated	Jun 08, 2026

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 21, 2017
Property Address	9641 RIVER RD, CLAY, MI 48001-4016
Document Number	0048590555
Book / Page	004859 / 000555
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Oct 06, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9641 RIVER RD CLAY MI 480014016, CLAY, MI 48001-4016

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 24, 2017
Property Address	9641 RIVER RD, CLAY, MI 48001-4016
Document Number	0048330737
Book / Page	004833 / 000737
Instrument Date	Sep 05, 2012
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$2,580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3434 BONNIE HILL DR LOS ANGELES CA 900681326, LOS ANGELES, CA 90068-1326

Tax Assessment & Valuation

Source: St. Clair County assessment roll as of October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,794.00 (-41.9%) Homeowner's exemption	$191,800 (+14.78%)
2024	$4,809.00 (+8.8%)		$383,600 (+14.78%)
2023		$167,100
2022	$4,420.00		$334,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), as of July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476460001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2019

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 84 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

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