9622 River Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9622 River Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1973
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$76,500 (Feb 2024)
Tax Bill	$2,704 (2024)
Deeds & Mortgages	Oct 2022 Foreclosure May 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`74-14-487-0014-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-487-0014-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1973
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	105 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	74144870014000
Street Address	9622 RIVER RD
City	CLAY
State	MI
Zip	48001-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOTS 818 & 819 DESC AS: BEG N 69D 06M W 330.19', FROM SE COR OF SAID LOT 819, TH N 69D 06M W 100', TH N 20D 57M E
Legal Subdivision	SUPRVRS ROY T GILBERTS 11-CLAY
Legal Lot Number	819
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1002
Census Tract	646000

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	6174 HIGH RD, CLAY, MI 48001-3806
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Sheriff's Deed, Foreclosure
May 13, 2020	Loan Modification, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 5, 2024 · Amount on Record
Deed Sale	Feb 5, 2024 · Amount on Record
Prior Sale	Feb 5, 2024 · Amount on Record
Deed Document Number	0005688458
Deed Book / Page	5688 / 458
Last Transfer Date	Mar 13, 2025
Transfer Doc	0005795682
Record Updated	Jun 8, 2026

October 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 14, 2022
Property Address	9622 RIVER RD, CLAY, MI 48001-4015
Document Number	0005570521
Book / Page	5570 / 521
Map Reference	LB 49 PG 19
Instrument Date	Oct 3, 2022
Instrument	2022023584
Transaction Type	Foreclosure
Record Updated	Nov 2, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9622 RIVER RD, 9622, CLAY, MI 48001-4015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 CHEMICAL RD STE 200, 200, PLYMOUTH MEETING, PA 19462-1708

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAINT CLAIR MI
Property Address	9622 RIVER RD, CLAY, MI 48001-4015
Document Number	0052070906
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9622 RIVER RD CLAY MI 480014015, CLAY, MI 48001-4015

Mortgage

Document Number	0052070906
Date	Jul 2, 2020
Book Page	005207/000906

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2060

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,400 (+18.93%)
2024	$2,704.00 (+3.56%)		$106,800 (+18.93%)
2023		$44,900
2022	$2,611.00		$89,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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