9615 River Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9615 River Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,160 sqft · built 1960
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (Dec 2020)
Tax Bill	$1,742 (2025)
Deeds & Mortgages	Dec 2020 Transfer Jan 2021 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`74-14-487-0045-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-487-0045-000`

Interior

Full Baths	1 Bath
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	6,621 sqft (0.152 acres)
Lot Depth	98.4 ft Depth
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9615 RIVER RD
City	CLAY
State	MI
Zip	48001-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOT 845, BEG AT SW COR, TH S 69D E ON S LINE 100', TH N 4D 47M W 71.35' TH N 73D 14M 20S W 96.81', TH S 4D 47M E ON W LINE 63.4' TO BEG SUP ROY T GILBERTS PLAT NO 11 PC 188 & 200 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	69
Legal Subdivision	SUPRVRS ROY T GILBERTS 11-CLAY
Legal Lot Number	845
Legal Unit	845
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1001
Census Tract	646000

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9615 RIVER RD, CLAY, MI 48001-4016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 11, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 28, 2020	Warranty Deed, Transfer MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS
Jan 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Deed Document Number	202032722
Deed Book / Page	5293 / 344
Prior Transfer Date	Dec 9, 2020
Prior Transfer Doc	0005300549
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 18, 2020
Property Address	9615 RIVER RD, CLAY, MI 48001-4016
Document Number	0052900645
Book / Page	005290 / 000645
Instrument Date	Dec 9, 2020
Transaction Type	Transfer
Record Updated	Mar 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 FOREST BLVD AVON LAKE OH 440121928, AVON LAKE, OH 44012-1928

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 11, 2021
Property Address	9615 RIVER RD, CLAY, MI 48001-4016
Document Number	0053000549
Book / Page	005300 / 000549
Instrument Date	Dec 9, 2020
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9615 RIVER RD CLAY MI 480014016, CLAY, MI 48001-4016

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 16, 2020
Property Address	9615 RIVER RD, CLAY, MI 48001-4016
Document Number	0052730282
Book / Page	005273 / 000282
Instrument Date	Oct 30, 2020
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9615 RIVER RD CLAY MI 480014016, CLAY, MI 48001-4016

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 28, 2020
Property Address	9615 RIVER RD, CLAY, MI 48001-4016
Document Number	0052930344
Book / Page	005293 / 000344
Instrument Date	Oct 22, 2020
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS

Transaction

Amount	Amount Recorded
Tax	$1,660.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 FOREST BLVD AVON LAKE OH 440121928, AVON LAKE, OH 44012-1928

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 27, 2017
Property Address	9615 RIVER RD, CLAY, MI 48001-4016
Document Number	0047940969
Book / Page	004794 / 000969
Instrument Date	Dec 9, 2011
Transaction Type	Transfer
Record Updated	Mar 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,742.00 (-43.15%) Homeowner's exemption	$107,500 (+17.87%)
2024	$3,064.00 (+8.58%)		$215,000 (+17.87%)
2023		$91,200
2022	$2,822.00		$182,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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