962 Summit Way, Laguna Beach, CA 92651 Property Records

Orange County property record for 962 Summit Way, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,197 sqft · built 2002
Lot Size	0.065 acres (2,840 sqft)
Owner	Trust Name on File
Last Sale	$975,000 (Oct 2003)
Tax Bill	$15,127 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`644-234-20`

Property Details

APN / Parcel Number

Primary APN	`644-234-20`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,197 sqft Living Area
Basement Area	363 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Gravel
Lot Area	2,840 sqft (0.065 acres)
View / Lot	Ocean
Garage Area	355 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	962 SUMMIT WAY
City	LAGUNA BEACH
State	CA
Zip	92651-3439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 764 BLK LOT 227 TR 764 LOT 227 POR NLY1/2 AND POR LOT 226
Legal Subdivision	SUNSET HILLS
Legal Tract	764
Legal Lot Number	227
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1004
Census Tract	62620

Owner

962 Summit Way is held in a trust since October 2003.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	962 SUMMIT WAY, LAGUNA BEACH, CA 92651-3439
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2003 · Amount on File
Deed Sale	Oct 17, 2003 · Amount on File
Prior Sale	Oct 17, 2003 · Amount on File
Deed Document Number	20031286250
Prior Transfer Date	Feb 22, 1994
Prior Transfer Doc	0000294392
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	962 SUMMIT WAY, LAGUNA BEACH, CA 92651-3439
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO TORRANC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 SUMMIT WAY, LAGUNA BEACH, CA 92651-3439

Mortgage

Document Number	0000583897
Date	Sep 21, 2021
Instrument	2021000583897

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 8, 2020
Property Address	962 SUMMIT WAY, LAGUNA BEACH, CA 92651-3439
Document Number	0000259535
Instrument Date	Jun 2, 2020
Instrument	259535
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	962 SUMMIT WAY LAGUNA BEACH CA 926513439, LAGUNA BEACH, CA 92651-3439

Tax Assessment & Valuation

The 2025 property tax bill for 962 Summit Way was $15,127.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,413,965 (+2%) Land $1,083,593 Building $330,372
2025	$15,127.00	$1,386,241 Land $1,062,346 Building $323,895
2023	$14,750.00 (+2.34%)	$1,332,412 Land $1,021,093 Building $311,319
2022	$14,413.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 962 Summit Way in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1980–2017)
Claims Outside the SFHA	14 of 14
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 962 Summit Way is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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