917 Summit Way, Laguna Beach, CA 92651 Property Records

Orange County property record for 917 Summit Way, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,959 sqft · built 1983
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$2,169,000 (Nov 2020)
Tax Bill	$24,824 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`644-244-10`

Property Details

APN / Parcel Number

Primary APN	`644-244-10`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,959 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	4,800 sqft (0.11 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	917 SUMMIT WAY
City	LAGUNA BEACH
State	CA
Zip	92651-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 764 BLK LOT 332
Legal Subdivision	TRACT 764
Legal Tract	764
Legal Lot Number	332
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1004
Census Tract	62620

Owner

917 Summit Way is owned and occupied by two individuals who bought it in November 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	917 SUMMIT WAY, LAGUNA BEACH, CA 92651-3438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage NETX MORTGAGE LLC
Nov 4, 2020	Grant Deed, Transfer · Conventional Mortgage LUXURY MORTGAGE CORP
Sep 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 3, 2018	Grant Deed, Transfer · Commercial Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Prior Sale	Aug 3, 2018 · Amount on File
Deed Document Number	2020633256
Prior Transfer Date	May 22, 2020
Prior Transfer Doc	0000499158
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Apr 8, 2026
Property Address	917 SUMMIT WAY, LAGUNA BEACH, CA 92651-3438
Document Number	0000100932
Instrument Date	Apr 3, 2026
Instrument	2026100932
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	917 SUMMIT WAY, LAGUNA BEACH, CA 92651-3438

Mortgage

Document Number	0000100932,
Date	Apr 8, 2026
Instrument	2026100932

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 4, 2020
Property Address	917 SUMMIT WAY, LAGUNA BEACH, CA 92651-3438
Document Number	0000633256
Map Reference	MB 23 PG 11-17
Instrument Date	Oct 7, 2020
Instrument	2020000633256
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TITLE NCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	917 SUMMIT WAY, LAGUNA BEACH, CA 92651-3438

Mortgage

Document Number	0000633257
Date	Nov 4, 2020
Instrument	2020000633257

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 16, 2020
Property Address	917 SUMMIT WAY, LAGUNA BEACH, CA 92651-3438
Document Number	0000499158
Instrument Date	May 22, 2019
Instrument	499158
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	917 SUMMIT WAY LAGUNA BEACH CA 926513438, LAGUNA BEACH, CA 92651-3438

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 3, 2018
Property Address	917 SUMMIT WAY, LAGUNA BEACH, CA 92651-3438
Document Number	0000285620
Map Reference	MB23 PG11
Instrument Date	Jun 22, 2018
Instrument	2018000285620
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CALIFORNIA TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	917 SUMMIT WAY, LAGUNA BEACH, CA 92651-3438

Mortgage

Document Number	0000285622
Date	Aug 3, 2018
Instrument	2018000285622

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000285621
Date	Aug 3, 2018
Instrument	2018000285621

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 917 Summit Way was $24,824 with a homeowner's exemption, up 2.2% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,394,749 (+2%) Land $2,046,167 Building $348,582
2025	$24,824.00 (+2.17%) Homeowner's exemption	$2,347,794 Land $2,006,046 Building $341,748
2024	$24,296.00 (+1.09%)
2023	$24,035.00 (+2.18%) Homeowner's exemption	$2,256,627 Land $1,928,148 Building $328,479
2022	$23,522.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 917 Summit Way in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1980–2017)
Claims Outside the SFHA	14 of 14
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 917 Summit Way is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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