913 Summit Way, Laguna Beach, CA 92651 Property Records

Orange County property record for 913 Summit Way, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,517 sqft · built 1991
Lot Size	0.105 acres (4,560 sqft)
Owner	Trust Name on File
Last Sale	$3,295,000 (Aug 2021)
Tax Bill	$36,381 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`644-244-09`

Property Details

APN / Parcel Number

Primary APN	`644-244-09`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,517 sqft Living Area
Gross Area	3,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tar & Gravel
Lot Area	4,560 sqft (0.105 acres)
View / Lot	Ocean
Garage Area	695 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	913 SUMMIT WAY
City	LAGUNA BEACH
State	CA
Zip	92651-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 764 BLK LOT 333
Legal Subdivision	TRACT NO 764
Legal Tract	764
Legal Lot Number	333
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1004
Census Tract	62620

Owner

913 Summit Way is held in a trust since August 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	16285 W ELLENWOOD AVE, MONTE SERENO, CA 95030-5212
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Aug 19, 2021	Grant Deed, Transfer LAWYERS TITLE COMPANY
Sep 27, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2021 · Amount on File
Deed Sale	Aug 19, 2021 · Amount on File
Prior Sale	Nov 28, 2016 · Amount on File
Deed Document Number	2021522790
Prior Transfer Date	Jun 2, 2005
Prior Transfer Doc	0000435748
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	913 SUMMIT WAY, LAGUNA BEACH, CA 92651-3438
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16285 W ELLENWOOD AVE, MONTE SERENO, CA 95030-5212

Mortgage

Document Number	0000606096
Date	Sep 30, 2021
Instrument	2021000606096

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.3%
Type Change Date	Oct 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.3%
Index	Other
Margin	3
Max Rate	7.3%

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 19, 2021
Property Address	913 SUMMIT WAY, LAGUNA BEACH, CA 92651-3438
Document Number	0000522790
Map Reference	MB 23 PG 11-17
Instrument Date	Aug 3, 2021
Instrument	2021000522790
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	16285 W ELLENWOOD AVE, MONTE SERENO, CA 95030-5212

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	913 SUMMIT WAY, LAGUNA BEACH, CA 92651-3438
Document Number	0000387702
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	899 TIMBER HILL RD HIGHLAND PARK IL 600355150, HIGHLAND PARK, IL 60035-5150

Mortgage

Document Number	0000387702
Date	Oct 7, 2019
Instrument	387702

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2049

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

The 2025 property tax bill for 913 Summit Way was $36,381.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,566,613 (+2%) Land $2,984,418 Building $582,195
2025	$36,381.00	$3,496,680 Land $2,925,900 Building $570,780
2023	$35,120.00 (+2.07%)	$3,360,900 Land $2,812,283 Building $548,617
2022	$34,407.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 913 Summit Way in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1980–2017)
Claims Outside the SFHA	14 of 14
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 913 Summit Way is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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