Orange County property record for 1014 Summit Way, Laguna Beach, CA 92651 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,090 sqft · built 2000 |
| Lot Size | 0.08 acres (3,504 sqft) |
| Owner | Owner Name on File |
| Last Sale | $859,000 (Mar 2001) |
| Tax Bill | $14,123 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 644-234-01 |
| Primary APN | 644-234-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,090 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Lot Area | 3,504 sqft (0.08 acres) |
| Garage Area | 445 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1014 SUMMIT WAY |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-3437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 764 BLK LOT 287 TR 764 LOT 287 ALL EX W 10 FT |
| Legal Subdivision | 764 |
| Legal Tract | 764 |
| Legal Lot Number | 287 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 62620 |
Source: Orange County records · APN 644-234-01
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1014 SUMMIT WAY, LAGUNA BEACH, CA 92651-3437 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 30, 2020 | Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST FCU |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIREFIGHTERS FIRST FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2001 · Amount on Record |
| Deed Sale | Mar 08, 2001 · Amount on Record |
| Prior Sale | Apr 07, 2004 |
| Deed Document Number | 0000133690 |
| Deed Book / Page | 644 |
| Last Transfer Date | Apr 08, 2004 |
| Transfer Doc | 0000294502 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 1014 SUMMIT WAY, LAGUNA BEACH, CA 92651-3437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000195956 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 2020000195956 |
| Name | FIREFIGHTERS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | LOS ANGELES, CA 90041 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 28, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 1014 SUMMIT WAY, LAGUNA BEACH, CA 92651-3437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000195955 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 2020000195955 |
| Name | FIREFIGHTERS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | LOS ANGELES, CA 90041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | May 01, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.87% |
| Index | 5-Year CMT |
| Max Rate | 7.87% |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,123.00 (+2.45%) Homeowner's exemption | $1,294,376 (+4.04%) Land $682,780 Building $611,596 |
| 2023 | $13,785.00 (+2.38%) Homeowner's exemption | $1,244,115 Land $656,267 Building $587,848 |
| 2022 | $13,465.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590626201, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 14 (1980–2017) |
| Claims Outside the SFHA | 14 of 14 |
| Most Recent Claim | Feb 2017, other causes, Severe Winter Storms, Flooding, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 50% of the US · above 29% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,087 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 522 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Cox Communications | Cable | 2,000 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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