Indian River County property record for 962 Lance St, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,208 sqft · built 1980 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $172,000 (Mar 2019) |
| Tax Bill | $1,125 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Mar 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-39-18-00004-6260-00012.0 |
| Primary APN | 31-39-18-00004-6260-00012.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Area | 304 sqft |
| Driveway | Driveway |
| Driveway Area | 750 sqft |
| Porch | Open Porch |
| Porch Area | 184 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 33754 |
|---|---|
| Street Address | 962 LANCE ST |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-5320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SECOND REPLAT IN SEBASTIAN HIGHLANDS UNIT-9 FIRST REPLAT IN SEBASTIAN HIGHLANDS UNIT-16 PBI 8 - 71 BLK 626 LOT 12 |
| Legal Range | 39 |
| Legal Township | 31 |
| Legal Section | 18 |
| Legal Subdivision | SEBASTIAN HIGHLANDS SUB UNIT 9 REPLAT |
| Legal Block | 626 |
| Legal Lot Number | 12 |
| Legal Unit | 9 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 50805 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 962 LANCE ST, SEBASTIAN, FL 32958-5320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2019 | Deed of Trust, Mortgage · VA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Mar 8, 2019 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| Feb 5, 2019 | Correction Deed ALLIANCE TITLE/THE TREASURE COMPANY, ALLIANCE TITLE/THE TREASURE CO |
| Oct 2, 2018 | Warranty Deed, Transfer ALLIANCE TITLE TREASURE COAST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2019 · Amount on Record |
| Deed Sale | Mar 8, 2019 · Amount on Record |
| Prior Sale | Oct 2, 2018 · Amount on Record |
| Deed Document Number | 3120190013840 |
| Deed Book / Page | 3189 / 1459 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 962 LANCE ST, SEBASTIAN, FL 32958-5320 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032630812 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 3263/0812 |
| Instrument | 3120190073805 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 8, 2019 |
| Property Address | 962 LANCE ST, SEBASTIAN, FL 32958-5320 |
| Document Number | 0031891459 |
| Book / Page | 003189 / 001459 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 13840 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2020 |
| Title Company | PROFESSIONAL TITLE/INDIAN RIVE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 962 LANCE ST SEBASTIAN FL 329585320, SEBASTIAN, FL 32958-5320 |
| Document Number | 31891460 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 003189/001460 |
| Instrument | 13841 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 5, 2019 |
| Property Address | 962 LANCE ST, SEBASTIAN, FL 32958-5320 |
| Document Number | 0031820495 |
| Book / Page | 003182 / 000495 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 7348 |
| Record Updated | Feb 14, 2019 |
| Title Company | ALLIANCE TITLE/THE TREASURE COMPANY, ALLIANCE TITLE/THE TREASURE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 351 PARK HILL BLVD WEST MELBOURNE FL 329045119, WEST MELBOURNE, FL 32904-5119 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Oct 2, 2018 |
| Property Address | 962 LANCE ST, SEBASTIAN, FL 32958-5320 |
| Document Number | 0031521453 |
| Book / Page | 003152 / 001453 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 59902 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | ALLIANCE TITLE TREASURE COAST |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 351 PARK HILL BLVD WEST MELBOURNE FL 329045119, WEST MELBOURNE, FL 32904-5119 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,125.00 (+40.63%) | $75,889 (+5.99%) | $175,546 (-2.53%) Land $31,773 Building $143,773 |
| 2023 | $800.00 (+2.56%) | $71,602 (+3%) | $180,101 (+20.3%) Land $31,773 Building $148,328 |
| 2022 | $780.00 | $69,517 | $149,707 Land $22,695 Building $127,012 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 95 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 9 (1999–2013) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Sep 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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