944 Lance St, Sebastian, FL 32958 Property Records

Indian River County property record for 944 Lance St, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,432 sqft · built 1972
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$95,000 (Nov 2021)
Tax Bill$2,473 (2025)
Deeds & MortgagesJul 2023 Mortgage
Jul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN31-39-18-00001-4160-00024.0

Property Details

APN / Parcel Number

Primary APN31-39-18-00001-4160-00024.0
Alternative APN
  • 33329

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,432 sqft Living Area
1st Floor Area1,432 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeRetaining Wall
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions100 ft deep x 85 ft wide
Garage Area528 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area371 sqft
FenceFence
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number33329
Street Address944 LANCE ST
CitySEBASTIAN
StateFL
Zip32958-5338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HIGHLANDS UNIT 09 BLK 416 LOT 24 PBI 6-36A
Legal Range39
Legal Township31
Legal Section18
Legal SubdivisionSEBASTIAN HIGHLANDS UNIT 9
Legal Block416
Legal Lot Number24
Legal Unit9
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2022
Census Tract50805

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address944 LANCE ST, SEBASTIAN, FL 32958-5338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2021 · Amount on Record
Deed SaleNov 22, 2021 · Amount on Record
Deed Document Number0034921926
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address944 LANCE ST, SEBASTIAN, FL 32958-5338
Transaction TypeMortgage
Record UpdatedAug 2, 2023
Title CompanyFIRST FL TITLE AND TRUST, FIRST FLORIDA TITLE & TRUST

Transferred To (Grantee/Buyer)

NameVerified Name
Address944 LANCE ST, SEBASTIAN, FL 32958-5338

Mortgage

Document Number0036360969
DateJul 18, 2023
Book Page3636/969
Instrument3120230036194
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address944 LANCE ST, SEBASTIAN, FL 32958-5338
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanyFIRST FLORIDA TITLE & TRUST

Transferred To (Grantee/Buyer)

NameVerified Name
Address944 LANCE ST, SEBASTIAN, FL 32958-5338

Mortgage

Document Number0035570243
DateJul 18, 2022
Book Page3557/243
Instrument3120220044848
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,473.00 (+25.66%)$157,605 (+7.65%)$220,142 (-0.33%) Land $33,759 Building $186,383
2023$1,968.00 (+4.79%)$146,399 (+3%)$220,863 (+21.28%) Land $33,759 Building $187,104
2022$1,878.00$142,135$182,111 Land $24,114 Building $157,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies95 in force
Nearby Flood Claims9 (1999–2013)
Claims Outside the SFHA7 of 9
Most Recent ClaimSep 2013 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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