956 Lance St, Sebastian, FL 32958 Property Records

Indian River County property record for 956 Lance St, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 912 sqft · built 1980
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$144,900 (Apr 2019)
Tax Bill$1,486 (2025)
Deeds & MortgagesOct 2021 Mortgage
Apr 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-39-18-00004-6260-00011.0

Property Details

APN / Parcel Number

Primary APN31-39-18-00004-6260-00011.0
Alternative APN
  • 33753

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage Area344 sqft
DrivewayDriveway
Driveway Area400 sqft
PorchOpen Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number33753
Street Address956 LANCE ST
CitySEBASTIAN
StateFL
Zip32958-5320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSECOND REPLAT IN SEBASTIAN HIGHLANDS UNIT-9 FIRST REPLAT IN SEBASTIAN HIGHLANDS UNIT-16 PBI 8 - 71 BLK 626 LOT 11
Legal Range39
Legal Township31
Legal Section18
Legal SubdivisionSEBASTIAN HIGHLANDS SUB UNIT 9 REPLAT
Legal Block626
Legal Lot Number11
Legal Unit9
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2024
Census Tract50805

Owner

956 Lance St is owned and occupied by an individual who bought it in April 2019.

Source: Indian River County records, as of March 5, 2026

Owner of RecordIndividual Name on File
Mailing Address956 LANCE ST, SEBASTIAN, FL 32958-5320
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Apr 23, 2019Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE
Aug 31, 2018Warranty Deed, Transfer
DOMINION FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2019 · Amount on File
Deed SaleApr 23, 2019 · Amount on File
Prior SaleAug 31, 2018 · Amount on File
Deed Document Number0003201480
Deed Book / Page3201 / 480
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address956 LANCE ST, SEBASTIAN, FL 32958-5320
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034741323
DateOct 18, 2021
Book Page3474/1323
Instrument3120210072570
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateApr 23, 2019
Property Address956 LANCE ST, SEBASTIAN, FL 32958-5320
Document Number0032010480
Book / Page3201 / 0480
Map ReferenceMB 8 PG 71
Instrument DateApr 23, 2019
Instrument3120190023731
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyFIRST INTERNATIONAL TTL INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,014.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12465 DANESFELD DR, 12465, ALPHARETTA, GA 30004-6694

Transferred To (Grantee/Buyer)

NameVerified Name
Address956 LANCE ST, SEBASTIAN, FL 32958-5320

Mortgage

Document Number3120190023732
DateApr 23, 2019
Instrument3120190023732
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateAug 31, 2018
Property Address956 LANCE ST, SEBASTIAN, FL 32958-5320
Document Number0031451522
Book / Page3145 / 1522
Map ReferenceMB8 PG71
Instrument DateAug 31, 2018
Instrument3120180054023
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyFIRST INTERNATIONAL TITLE IN

Transaction

AmountAmount on Record
Tax$315.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address956 LANCE ST, 956, SEBASTIAN, FL 32958-5320

Transferred To (Grantee/Buyer)

NameVerified Name
Address12465 DANESFEID DR, ALPHARETTA, GA 30004-6694

Mortgage

Document Number3120180054024
DateAug 31, 2018
Instrument3120180054024
Lender
NameDOMINION FINANCIAL SERVICES LLC
TypeLending Institution
Agreement
AmountAmount on Record
Term9 Months
DueApr 30, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 956 Lance St was $1,486.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,486.00$107,782$150,140 Land $31,773 Building $118,367
2023$1,088.00 (-1.27%)$101,693 (+3%)$153,900 (+20.94%) Land $31,773 Building $122,127
2022$1,102.00$98,731$127,249 Land $22,695 Building $104,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 956 Lance St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 95 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies95 in force
Nearby Flood Claims9 (1999–2013)
Claims Outside the SFHA7 of 9
Most Recent ClaimSep 2013 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 956 Lance St is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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