Indian River County property record for 932 Lance St, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,166 sqft · built 1974 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $66,000 (Jun 2014) |
| Tax Bill | $1,032 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jan 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-39-18-00001-4160-00026.0 |
| Primary APN | 31-39-18-00001-4160-00026.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,166 sqft Living Area |
| 1st Floor Area | 1,166 sqft |
| Utility Area | 153 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 291 sqft |
| Driveway | Driveway |
| Driveway Area | 600 sqft |
| Porch | Open Porch |
| Porch Area | 351 sqft |
| Patio Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 33331 |
|---|---|
| Street Address | 932 LANCE ST |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-5338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 09 BLK 416 LOT 26 PBI 6-36A |
| Legal Range | 39 |
| Legal Township | 31 |
| Legal Section | 18 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 9 |
| Legal Block | 416 |
| Legal Lot Number | 26 |
| Legal Unit | 9 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 50805 |
The current owner of 932 Lance St bought it in June 2014.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 932 LANCE ST, SEBASTIAN, FL 32958-5338 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jan 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| May 2, 2018 | Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC |
| Aug 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Dec 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Mar 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE |
| Aug 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2014 · Amount on File |
| Deed Sale | Jun 4, 2014 · Amount on File |
| Prior Sale | Mar 4, 1996 · Amount on File |
| Deed Document Number | 3120140032103 |
| Deed Book / Page | 2763 / 0976 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 932 LANCE ST, SEBASTIAN, FL 32958-5338 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 932 LANCE ST, SEBASTIAN, FL 32958-5338 |
| Document Number | 0035620691 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | 3562/691 |
| Instrument | 3120220049153 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 932 LANCE ST, SEBASTIAN, FL 32958-5338 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 932 LANCE ST, SEBASTIAN, FL 32958-5338 |
| Document Number | 0035050912 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 3505/912 |
| Instrument | 3120220004882 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HARPER WOODS, MI 48225 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 932 LANCE ST, SEBASTIAN, FL 32958-5338 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 932 LANCE ST, SEBASTIAN, FL 32958-5338 |
| Document Number | 0033821266 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 3382/1266 |
| Instrument | 3120210006267 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 932 LANCE ST, SEBASTIAN, FL 32958-5338 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|
| Document Number | 0031130762 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 3113/0762 |
| Instrument | 3120180026910 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 932 LANCE ST, SEBASTIAN, FL 32958-5338 |
| Document Number | 0033270949 |
| Instrument Date | Aug 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 932 LANCE ST SEBASTIAN FL 329585338, SEBASTIAN, FL 32958-5338 |
| Document Number | 0033270949 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 003327/000949 |
| Instrument | 46415 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 932 LANCE ST, SEBASTIAN, FL 32958-5338 |
| Document Number | 0032632397 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 932 LANCE ST SEBASTIAN FL 329585338, SEBASTIAN, FL 32958-5338 |
| Document Number | 0032632397 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 003263/002397 |
| Instrument | 74326 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 932 LANCE ST, SEBASTIAN, FL 32958-5338 |
| Document Number | 0031960968 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2019 |
| Title Company | FIRST FL TITLE AND TRUST, FIRST FL TITLE & TRUST |
| Name | Verified Name |
|---|---|
| Address | 932 LANCE ST SEBASTIAN FL 329585338, SEBASTIAN, FL 32958-5338 |
| Document Number | 0031960968 |
|---|---|
| Date | Apr 3, 2019 |
| Book Page | 003196/000968 |
| Instrument | 19745 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 932 LANCE ST, SEBASTIAN, FL 32958-5338 |
| Document Number | 0031440035 |
| Instrument Date | Aug 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2018 |
| Title Company | FIRST FL TITLE AND TRUST |
| Name | Verified Name |
|---|---|
| Address | 932 LANCE ST SEBASTIAN FL 329585338, SEBASTIAN, FL 32958-5338 |
| Document Number | 0031440035 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 003144/000035 |
| Instrument | 52666 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 26, 2033 |
The 2025 property tax bill for 932 Lance St was $1,032.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,032.00 | $74,340 | $174,120 Land $29,787 Building $144,333 |
| 2023 | $711.00 (-6.94%) | $70,141 (+3%) | $176,561 (+19.98%) Land $29,787 Building $146,774 |
| 2022 | $764.00 | $68,098 | $147,163 Land $21,276 Building $125,887 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 932 Lance St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 9 (1999–2013) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Sep 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 932 Lance St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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