9608 River Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9608 River Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 502 sqft
Lot Size	1.98 acres (86,467 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Mar 2022)
Tax Bill	$2,004 (2025)
Deeds & Mortgages	May 2022 Transfer Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-14-487-0012-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-487-0012-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	502 sqft Living Area
1st Floor Area	502 sqft

Exterior

Lot Area	86,467 sqft (1.98 acres)
Lot Dimensions	864 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9608 RIVER RD
City	CLAY
State	MI
Zip	48001-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	NELY 100 FT OF LOT 818 SUPERVISOR ROY T GILBERTS PLAT NO 11 ACCORDING TO THE PLAT RECORDED IN LIBER 49 OF PLATS PGS 19 & 20
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT NO 11
Legal Lot Number	818
Legal Unit	818
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1002
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6412 BRACE ST, DETROIT, MI 48228-4730
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Intrafamily Transfer, Transfer
Mar 10, 2022	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2022 · Amount on Record
Deed Sale	Mar 10, 2022 · Amount on Record
Prior Sale	Jun 9, 2005 · Amount on Record
Deed Document Number	20225748
Deed Book / Page	5496 / 269
Last Transfer Date	May 10, 2022
Transfer Doc	0005521926
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	May 16, 2022
Property Address	9608 RIVER RD, CLAY, MI 48001-4015
Document Number	0005521926
Book / Page	5521 / 926
Map Reference	LB 49 PG 19
Instrument Date	May 10, 2022
Instrument	2022012110
Transaction Type	Transfer
Record Updated	Jun 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6412 BRACE ST, 6412, DETROIT, MI 48228-4730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9608 RIVER RD, CLAY, MI 48001-4015

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 10, 2022
Property Address	9608 RIVER RD, CLAY, MI 48001-4015
Document Number	0005496269
Book / Page	5496 / 269
Map Reference	LB 49 PG 19
Instrument Date	Feb 3, 2022
Instrument	2022005748
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35568 HAMER ST, 35568, NEW BALTIMORE, MI 48047-2419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6412 BRACE ST, DETROIT, MI 48228-4730

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,800 (-37.37%)	$47,600 (-37.37%)
2025	$2,004.00 (+2.4%)	$38,000 (+11.44%)
2024	$1,957.00 (+26.75%)		$76,000 (+11.44%)
2023		$34,100
2022	$1,544.00		$68,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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