961 McCay Ave, Mobile, AL 36609 Property Records

Mobile County property record for 961 McCay Ave, Mobile, AL 36609

Property Summary

Property Type	Duplex
Details	3 ba · 2,584 sqft · built 1986
Owner	Individual Name on File
Last Sale	$135,000 (Jan 2022)
Tax Bill	$1,771 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`R02280828200011401`

Property Details

APN / Parcel Number

Primary APN	`R02280828200011401`
Alternative APNs	`28 08 28 2 000 114.01X` `01465701` `1465701`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,584 sqft Living Area
1st Floor Area	1,292 sqft
Upper Floors Area	1,292 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Garage Type	Carport
Carport	Carport
Carport Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	264 sqft
Deck Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1465701
Old Parcel Number	R02280828200011401
Street Address	961 MCCAY AVE
City	MOBILE
State	AL
Zip	36609-5178
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 13 BLK 52 PINEHURST DELANEY'S ADD TO SPRINGHILL DBK 138 P 118-122 #SEC 28 T4S R2W #MP28 08 28 2 000
Legal Range	02W
Legal Township	04S
Legal Section	28
Legal Subdivision	PINEHURST DELANEYS ADD
Legal Block	52
Legal Lot Number	13
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3015
Census Tract	3704

Owner

Source: Mobile County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7355 AIRPORT BLVD, MOBILE, AL 36608-4505
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST
Jan 5, 2022	Warranty Deed, Transfer SECURITY LAND TITLE INC, SURETY LAND TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Prior Sale	Jan 25, 2016 · Amount on Record
Deed Document Number	2022000836
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	961 MCCAY AVE, MOBILE, AL 36609-5178
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10035 WATERFORD WAY, MOBILE, AL 36695-8489

Mortgage

Document Number	0000016198
Date	Mar 3, 2022
Instrument	2022016198

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 5, 2022
Property Address	961 MCCAY AVE, MOBILE, AL 36609-5178
Document Number	0000000836
Map Reference	MB 138 PG 118-122
Instrument Date	Jan 4, 2022
Instrument	2022000836
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	629 SADDLER N LET RD, 629, LOVELAND, CO 80537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7355 AIRPORT BLVD, MOBILE, AL 36608-4505

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,771.00 (-13.82%)	$27,740 (-13.9%) Land $5,420 Building $22,320	$138,700 (-13.9%) Land $27,100 Building $111,600
2024	$2,055.00 (-3.43%)	$32,220 (-3.42%) Land $5,420 Building $26,800	$161,100 (-3.42%) Land $27,100 Building $134,000
2023	$2,128.00	$33,360 Land $5,420 Building $27,940	$166,800 Land $27,100 Building $139,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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