960 McCay Ave, Mobile, AL 36609 Property Records

Mobile County property record for 960 McCay Ave, Mobile, AL 36609

Property Summary

Property Type	Duplex
Details	1 ba · 2,668 sqft · built 1981
Owner	Individual Name on Record
Last Sale	$207,500 (Dec 2024)
Tax Bill	$2,320 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R02280828200011502`

Property Details

APN / Parcel Number

Primary APN	`R02280828200011502`
Alternative APNs	`28 08 28 2 000 115.02X` `01465729` `1465729`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,668 sqft Living Area
1st Floor Area	1,334 sqft
Upper Floors Area	1,334 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1998
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Porch	Open Porch
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1465729
Old Parcel Number	R02280828200011502
Street Address	960 MCCAY AVE
City	MOBILE
State	AL
Zip	36609-5177
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 6 EXCEPT THE W 5 FT OF BLK 51 PINEHURST DELANY'S ADDN TO SPRING HILL DBK 138 PGS 118-122 #SEC 28 T4S R2W #MP28 08 28 2
Legal Range	02W
Legal Township	04S
Legal Section	28
Legal Subdivision	SPRING HILL
Legal Block	51
Legal Lot Number	6
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3015
Census Tract	3704

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9807 POTOMAC RIDGE DR, MOBILE, AL 36695-8879
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PATCH LENDING LLC
May 23, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 6, 2017	Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2024 · Amount on Record
Deed Sale	Dec 20, 2024 · Amount on Record
Prior Sale	Feb 2, 2022 · Amount on Record
Deed Document Number	2024077409
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 2, 2022
Property Address	960 MCCAY AVE, MOBILE, AL 36609-5177
Document Number	0000008483
Map Reference	MB 138 PG 118-122
Instrument Date	Jan 28, 2022
Instrument	2022008483
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 974, FAIRHOPE, AL 36533-0974

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7036 ORLEANS AVE, NEW ORLEANS, LA 70124-4009

Mortgage

Document Number	0000008484
Date	Feb 2, 2022
Instrument	2022008484

Lender

Name	PATCH LENDING LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	May 23, 2018
Property Address	960 MCCAY AVE, MOBILE, AL 36609-5177
Document Number	0000028620
Book / Page	7639 / 0275
Map Reference	DD 138 PG 118-122
Instrument Date	May 11, 2018
Instrument	2018028620
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	645 SPRING LAKE CT, 645, MOBILE, AL 36695-3428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 MCCAY AVE, MOBILE, AL 36609-5177

Mortgage

Document Number	0000028621
Date	May 23, 2018
Instrument	2018028621

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 6, 2017
Property Address	960 MCCAY AVE, MOBILE, AL 36609-5177
Document Number	0000051041
Book / Page	007552 / 000891
Instrument Date	Sep 6, 2017
Instrument	51041
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 SPRING LAKE DR W MOBILE AL 366953410, MOBILE, AL 36695-3410

Mortgage

Document Number	51042
Date	Sep 6, 2017
Book Page	007552/000893
Instrument	51042

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MO 38803-3356

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,320.00 (-1.19%)	$36,380 (-1.2%) Land $5,420 Building $30,960	$181,900 (-1.2%) Land $27,100 Building $154,800
2024	$2,348.00 (+0.99%)	$36,820 (+0.99%) Land $5,420 Building $31,400	$184,100 (+0.99%) Land $27,100 Building $157,000
2023	$2,325.00	$36,460 Land $5,420 Building $31,040	$182,300 Land $27,100 Building $155,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on McCay Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures